Chase Ink Unlimited Approval

mchang124 · ‎10-28-2022

Wanted to share my data points for my Chase Ink Unlimited approval on the elevated $900 SUB for $6k spend.

Was an instant approval. SL of $16k and their lowest APR of 16.24%

5/24 status: 4/24

AAoA: 3 years

Pulled Experian. FICO8 was 750 at the time w/ 11 INQ's in passed 2 years

Applied under my Corporation (S-Corp tax status)

Stated income: $90,000

Business Revenue: $200k

“It’s nice to be important but it’s more important to be nice”

Jordan23ww · ‎10-28-2022

Congratulations on your instant approval and nice starting limit! Thank you so much for sharing your data points also!

bizcredit11 · ‎10-28-2022

Excellent approval @mchang124 Congrats!

Did you have a personal or business history with Chase?

mchang124 · ‎10-28-2022

I only have a personal and business checking/savings account with Chase. This is my first credit card with them. I went all Amex business cards back in 2020 to get back under 5/24.

chase does have their own proprietary credit scoring system. So I'm going to assume all the money that goes thru both my business and personal accounts helped with the approval.

“It’s nice to be important but it’s more important to be nice”

pizzadude · ‎10-28-2022

Congrats on the approval and nice CL ! Also that's a great offer / sub - hopefully you can take advantage for the $900

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

SouthJamaica · ‎10-28-2022

@mchang124 wrote:
Wanted to share my data points for my Chase Ink Unlimited approval on the elevated $900 SUB for $6k spend.

Was an instant approval. SL of $16k and their lowest APR of 16.24%

5/24 status: 4/24
AAoA: 3 years
Pulled Experian. FICO8 was 750 at the time w/ 11 INQ's in passed 2 years
Applied under my Corporation (S-Corp tax status)
Stated income: $90,000
Business Revenue: $200k

Congratulations on the approval. And wow, what a nice SUB. An Ink card is my elusive goal card.