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well I think a few months ago a few people "tested" their luck with Chase INK cards and a few got in. Notable it was people with 2+ years and a EIN/DBA etc.. Anyways I noticed on reddit a few more people who probably didn't bother but tried anyways and go approved. Ofc YMMV and I think a few of them have either banking or biz accounts with Chase that might have been the tipping factor. Anyways I present you 2 DP.
Reddit User A: RandomAccounts4Qs
FICO 9: 767
Income: 26K
AAoA: 1yr 7mo
AOoA: 3 years
Business Type: SP
Projected Income: 19K/year
Date of Business: July 2020
5 CCs
*has Chase checking (forgot if it was biz or personal)
Other recent successful INK apps by users: daaagnerz0ne, Psynaut, Undeadfire.
Seems like, Chase is openning the door for people with excellent FICO scores and don't mind *young businesses. I may app for the CIC by the end of the year or early next year depending if I get approved for BofA CC. One thing to note is it's 1 HP i suppose if you use SSN and it's only 3K, I don't see anybody getting pass 3K unless they been established for years or have a S Corp. On facebook a person in my group got 12K SL with a 4 year S Corp making 180K/year.
Congrats!
What SL did they give you for your nascent biz? Hope it was helpful.
Chase Business INK
Starting limit $5000
0% 12 months
17.24 after
The app asked personal income and business
for the business I applied for income Was around 200k
I have a S-Corp (o have not even paid myself yet from the Corp it's that new.. working on it with the accountant)
personal income 230k
I have a W2 job I work as well
my credit score 771
no business credit.
business 1 year
I have zero debt at the moment on credit cards
chase history is one credit card that they balance chased me on four months ago with a credit limit of $3800 now
they pulled my personal credit,
I have about 10 credit cards with two over 20k
when I applied I got a wait notice. I did not call. They did not call me. I got a email 1.5 weeks later with a approval and a card In the mail