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Citi / AAdvantage Business World Elite Mastercard Approval

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sophiebelle
Valued Member

Citi / AAdvantage Business World Elite Mastercard Approval

I received an offer from CITI in the mail about a week ago for the following offer:

 

70,000 AA Miles for 5k spend for opening the AAdvantage Business Card by CITI.  It has an anual fee of $95 (free for first year). This is my first business card with CITI. I applied as a sole prop with 3 years in business. They pulled EQ, which had 2 inquiries and the last new account being 8 months ago (Capital One Venture X).  Business Income stated was 95k, Personal Income at 265k. I used my SS, no EIN.  Current utilization is at 1%. 

 

Instantly approved for 16k @ 20.2% interest.   My only purpose of getting this card is the welcome offer and that it will not report on my personal credit.  My new total credit lines with CITI is about 124k with DC, CC, Macys Amex, Dillards MC, AA Exec and now this card.  

 

citiadvantagebiz.jpg

"Capital One Quicksilver cash - CL:$2800
Business Cards

Message 1 of 6
5 REPLIES 5
pizzadude
Credit Mentor

Re: Citi / AAdvantage Business World Elite Mastercard Approval

Congrats on the approval and good CL !   Redemption wise, how far will 70K go ?  Haven't accrued many AA Miles recently. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 6
Dcowboy08
Contributor

Re: Citi / AAdvantage Business World Elite Mastercard Approval

Grats on the win! AA miles will get you places in the continental US. Europe will cost you a bit more. We went to Europe on AA in business class a few years ago. It was a few hundred thousand miles. But business class was SO MUCH better. Those poor people in back... uggg.

 

Grow that business and save those miles.

Message 3 of 6
GZG
Senior Contributor

Re: Citi / AAdvantage Business World Elite Mastercard Approval

very nice approval with a huge limit too, congrats!!

Starting FICO 8:
Current FICO 8:



0/6, 0/12, 4/24 new accounts
Message 4 of 6
cashorcharge
Community Leader
Super Contributor

Re: Citi / AAdvantage Business World Elite Mastercard Approval

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 6
sophiebelle
Valued Member

Re: Citi / AAdvantage Business World Elite Mastercard Approval


@pizzadude wrote:

Congrats on the approval and good CL !   Redemption wise, how far will 70K go ?  Haven't accrued many AA Miles recently. 


Not very far unless your open to different dates and times. I can find 9k one way domestic flights regularly but usually a round trip domestic is running 35-80k. I live in a small city in Arkansas so American is the only airline currently serving our airport. 

"Capital One Quicksilver cash - CL:$2800
Business Cards

Message 6 of 6
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