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CitiBusiness / AAdvantage Platinum Select Approval

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Valued Contributor

CitiBusiness / AAdvantage Platinum Select Approval

You've been approved for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® with an initial credit limit of $3,000.

APR 24.99%

 

Not the best terms or credit limit, but these seem to be my limits for business credit cards.

 

I'll update once I know what they pulled. I I haven't received any alerts yet oddly.

 

edit: I called twice and they won't expedite the card. Any have recent experience with them expediting? They said they won't expedite new cards.

Message 1 of 9
8 REPLIES 8
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Super Contributor

Re: CitiBusiness / AAdvantage Platinum Select Approval

Congratulations on your approval!

Message 2 of 9
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Moderator

Re: CitiBusiness / AAdvantage Platinum Select Approval

congrats on @randomguy1 and Dps you can share being how many Hp's approx on each bureau in the last 12 months along with new accounts in last 6/12 months as well.. thanks as been thinking about this card, but citi has been tightening up recently and dont want to get denied for what i consider a sillly reason.

Message 3 of 9
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Valued Contributor

Re: CitiBusiness / AAdvantage Platinum Select Approval


@CreditCuriosity wrote:

congrats on @randomguy1 and Dps you can share being how many Hp's approx on each bureau in the last 12 months along with new accounts in last 6/12 months as well.. thanks as been thinking about this card, but citi has been tightening up recently and dont want to get denied for what i consider a sillly reason.


Looks like they only pulled EQ. 

 

0/12 new credit accounts. 
1 mortgage account that just showed up


Inquiries:

3/6 (all mortgage pulls)

4/12 (all mortgage pulls)

10/24 


Accounts on CR:

0/12

4/24 

 

I opened 4 business cards in last 3 months. 

 

EQ9: 765 (I believe they pull EQ9 based on other data points)

EQ8: 744

Message 4 of 9
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Moderator

Re: CitiBusiness / AAdvantage Platinum Select Approval

Thanks for the info so you have been pretty good and business credit obviosuly doesnt report so citi cant see..  I think I will hold off as yes they usually pull EQ and EQ busines for business cards being citi. Thanks for info though!

Message 5 of 9
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Valued Contributor

Re: CitiBusiness / AAdvantage Platinum Select Approval


@CreditCuriosity wrote:

Thanks for the info so you have been pretty good and business credit obviosuly doesnt report so citi cant see..  I think I will hold off as yes they usually pull EQ and EQ busines for business cards being citi. Thanks for info though!


Anytime! The mortgage process definitely has me garden for a bit! 

Now if I can only get Barclays Business to approve me... Don't think I'll try them again for at least 6-12 months. After my Uber Visa it's been rejections for over a year (3 diff times). 

Message 6 of 9
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Senior Contributor

Re: CitiBusiness / AAdvantage Platinum Select Approval

Congratz!

 

$3K was all Citi gave me on this card as well despite having 3X that CL on my personal card. Which honestly is fine as I don't typically spend more than that and i'ts not like I'm gonna carry a balance on a 24% card anyway.






Message 7 of 9
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Moderator

Re: CitiBusiness / AAdvantage Platinum Select Approval


@randomguy1 wrote:

You've been approved for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® with an initial credit limit of $3,000.

APR 24.99%

 

Not the best terms or credit limit, but these seem to be my limits for business credit cards.

 

I'll update once I know what they pulled. I I haven't received any alerts yet oddly.

 

edit: I called twice and they won't expedite the card. Any have recent experience with them expediting? They said they won't expedite new cards.


They can expedite certain cards, but not this one.

Message 8 of 9
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Valued Contributor

Re: CitiBusiness / AAdvantage Platinum Select Approval


@FinStar wrote:

@randomguy1 wrote:

You've been approved for a CitiBusiness® / AAdvantage® Platinum Select® Mastercard® with an initial credit limit of $3,000.

APR 24.99%

 

Not the best terms or credit limit, but these seem to be my limits for business credit cards.

 

I'll update once I know what they pulled. I I haven't received any alerts yet oddly.

 

edit: I called twice and they won't expedite the card. Any have recent experience with them expediting? They said they won't expedite new cards.


They can expedite certain cards, but not this one.


Thanks for the clarification. Was hoping for a card before BF as I met the spend on my other cards a little earlier than expected.

Message 9 of 9
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