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Citizens Bank Biz MC - no hard pull on personal CR..

jaxstraw
Valued Contributor

Citizens Bank Biz MC - no hard pull on personal CR..

Applied  a  year ago  and  was  denied.

Tried  again  a  week  ago  and  just  checked  status  online  and  saw  this..

No  hard  pull either  time  which  leads  me  to believe  this  is  another  no  PG  card..

I  think  they  check  Biz  Experian and  Duns  (  got inquiry notifications on  both).....also  asked  for  3  months bank statements..20200915_212534.png

20200915_210308.png

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 1 of 21
20 REPLIES 20
AllZero
Mega Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

Congratulations on your approval!

Message 2 of 21
Rgudino1717
Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

Do you have any other accounts with them? 

Message 3 of 21
jaxstraw
Valued Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..


@Rgudino1717 wrote:

Do you have any other accounts with them? 


No....... doesn't  seem  to  be  a requirement  although  I think  I  remember telling  someone  I would  consider  it  if  I  was  approved.......lol.

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 4 of 21
M_Smart007
Epic Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

Congratulations on your Approval..

Message 5 of 21
pizza1
Community Leader
Super Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

Did you unlock any personal reports just in case of a pull?

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 6 of 21
spiritcraft1
Valued Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

Congrats.  Are they geofenced?


| Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
12-24-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG || PG Accounts: AMEX Biz Gold NPSL | AMEX Biz Plat NPSL | AMEX Blue Cash and Plus Cards
Message 7 of 21
Credit4Growth
Valued Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..

👋 and Congrats ... on the approval!👍

 

Let us know how this card works out for you.  I'll be reading up on responses to the follow up questions already posted.

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 8 of 21
jaxstraw
Valued Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..


@pizza1 wrote:
Did you unlock any personal reports just in case of a pull?

None  of my reports  have  ever  been  locked.

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 9 of 21
jaxstraw
Valued Contributor

Re: Citizens Bank Biz MC - no hard pull on personal CR..


@spiritcraft1 wrote:

Congrats.  Are they geofenced?


I  do  not  know  if  they  are  geofenced.

Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 10 of 21
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