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Citizens Bank & USBank Business Cards.

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Regular Contributor

Citizens Bank & USBank Business Cards.

Apped for USBank business plat. Approved pulled Ex FICO 760, 4 inq last year, 0 in last 6 mos, 16% utl Many new accounts 1 under 6 mo. Previous relationship with them with personal 2.5 yo checking and 9 mo 5k credit card. Approved for 3k sl, called recon took another hp, this time on TU, FICO 760 asked for 20k and got it. New cl 20k. I chose this card cause I need to transfer a 18k balance to pay a balloon payment on a private mortgage. The mortgage is at 6%, ballon due in December, now for next 12 mos its zero!

Also last week apped in branch at Citizens Bank, not instant, yesterdays mail had the big surprise, a shiny new green business MC. Sl 12k. Interesting that there was no hard pull. They did sp EX 3x's. Had an old charged off checking with them several years ago, no other relationship. This was a shocker.
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 1 of 4
3 REPLIES 3
Moderator

Re: Citizens Bank & USBank Business Cards.

Congrats on the approvals

Message 2 of 4
Regular Contributor

Re: Citizens Bank & USBank Business Cards.

Thanks Irish!
Current Scores as of 8/18/17 all FICO 8 EQ: 695 EX: 673 *fico2 699 TU:645 bio has more.
Message 3 of 4
Regular Contributor

Re: Citizens Bank & USBank Business Cards.

Did you ever receive a HP on your Citizen's Bank approval?

 

Was that the Everyday Points or Business Platinum MC?

 

Is this account reporting to Equifax Biz for you? 

Message 4 of 4
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