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Hello all,
I know that Citizens Bank does not hard pull for their Business credit card. Is this the same case for their LOC and also do they report their business accounts to personal credit? Spark does this, and would prefer to keep business accounts separate.
Thank you in advance for all responses!
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
@Uncle_Money wrote:Hello all,
I know that Citizens Bank does not hard pull for their Business credit card. Is this the same case for their LOC and also do they report their business accounts to personal credit? Spark does this, and would prefer to keep business accounts separate.
Thank you in advance for all responses!
UM
The application for BLOC would be SP on personal like their biz CC. Unlike Capital One, Citizen's biz CCs and BLOCs do not report to personal CRAs.
Do you have any recommendations for notable data points in the forums on this business credit option?
Which report they do a soft pull?
and do they give high limits?
@rlb10977They pull Equifax personal. I've seen a wide spectrum of SL's reported on here but don't know what you consider high. With a SP, it doesn't take too much to find out!