2 weeks ago reading through here was debating between kabbage and checking with Citizens liked the so so I applied. Email asking for bank statements and Id, sent an offer approved for the full 35k I asked for with 11.49 if drawn on. This is an emergency fund for when we need to be inventory heavy and might be cash light.
Fast forward to this week thought maybe I would like to add a back up card to GM business card and Delta Platinum. Again no annual fee and a sp enticed me. So I applied was asked for business bank statements. 2 hours later approved for 50k everyday points card. Not sure the rate yet but we don't run a balance so doesn't really matter. So I am not unhappy at all with citizens may actually move my business banking to them in the future.
I have 772 eq fico 8 which is what they check I believe and we have a A Duns A Experian and oddly enough a D Equifax but I think because nothing reports there. I can't really tell why. No personal pulls both are PG though.
