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Company credit card...does it show on your personal CR?

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MySunrise271
Established Contributor

Company credit card...does it show on your personal CR?

I will be applying for a corporate card through my company for job related travel and expenses. Does this show on your personal CR ? I assume there is a HP as well..correct?

 

TIA

5 REPLIES 5
NRB525
Super Contributor

Re: Company credit card...does it show on your personal CR?

It does not show on your personal credit report. 

I do not think any HP shows on your personal credit, but my corporate card was issued so long ago I have no direct data point to verify. It does not seem appropriate that a HP should. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 6
Anonymous
Not applicable

Re: Company credit card...does it show on your personal CR?

 It depends on the company. All the big companies don't but some of the smaller ones do. The reason the big ones don't is due to them having a CORPORATE account meaning they have 100s if not 1000s of cards. But smaller places with the right bosses will give you an "AU" card. I'd say the split is like 90-10 at best but if you do get that deal don't mess it up.

Message 3 of 6
nicholasyud
Valued Contributor

Re: Company credit card...does it show on your personal CR?

look at your profile and realize y paid a lot of cc debt? what is ur tips to proceed on the steps of tackle down those debt ?
Starting Score: 560
Current Score: ?
Goal Score: 800
Message 4 of 6
Anonymous
Not applicable

Re: Company credit card...does it show on your personal CR?

Completely depends on the issuer.  Capital One Spark, for example, reports on personal.

Message 5 of 6
iced
Valued Contributor

Re: Company credit card...does it show on your personal CR?


@MySunrise271 wrote:

I will be applying for a corporate card through my company for job related travel and expenses. Does this show on your personal CR ? I assume there is a HP as well..correct?

 

TIA


If it's a true corporate card (American Express and Diner's Club are the main issuers of these), it won't show. They will do a check, though I can't remember if it's a SP or HP, because I do know both issuers can and do put limits on individual employees if their credit profile is risky enough. Most will just get the NPSL-style, though.

Message 6 of 6
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