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If I get a business loan to purchase a piece of equipment for my families corporation will this affect my personal credit? I plan to get a mortgage in the next 9 months and I don't want to do anything to jeopardize my chances, but I also would like to invest in some new equipment.
Most credit items like biz LOCs and biz loans won't report on your personal accounts, but a rare few will. Definitely worth asking them. There'll be an inquiry though; you can always explain that easily w/ your lender-to-be.
It really depends on how you will be purchasing the equipment.. A loan though the dealer or on a company credit card.. Most direct loans shouldn't report but you would want to check and a lot more credit card companies are reporting.