D&B Scores and Ratings update or no?

[Anonymous]

Does the scores/ratings on the left ever "update" as the alerts are saying theres changes, its not reflected on the "change/last date changed"

[Rgudino1717]

Yes on the paydex one it will change to improved. For me that section changed to improved a month or two after the alert of a paydex score increase

[Anonymous]

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@Rgudino1717 wrote:
Yes on the paydex one it will change to improved. For me that section changed to improved a month or two after the alert of a paydex score increase

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Cool man.  Wasnt sure if had to pay just to see the status update lol.

Appreciate the insight 

[bizcredit11]

Has not been my experience with D&B. You will not see your Paydex score without paying for D&B credit builder or say nav.com. I choose to pay for neither. If you pay your bills early or on time you will earn an 80+ Paydex. I use Experian Biz @$179/year to monitor biz credit. iupdate is free. Equifax Biz is a mess, but you can now see a delayed report through Nav. Even the Experian Biz report is delayed through Nav and that's why I choose not to use it. You are able to update your Nav report twice a month. 

Your D&B rating will only show if you submit your tax returns.

The other ratings will show improved or good.

[GApeachy]

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THANK YOU!!!! I followed your advice and I was able to pickup a 3 tl's without pg. Now have 5.  So I just wanted to Thank you for this info. I was able to obtain reports/scores and establish business credit really quickly.

Your advice helped me so much:

@bizcredit11 wrote:

If you pay your bills early or on time you will earn an 80+ Paydex.  (I finally got a score 81..took three months to get a history and score)

I use Experian Biz @$179/year to monitor biz credit. (I did this too.....very helpful)

Equifax Biz is a mess (can't even get in to order for more than a week now but NAV gives me my score and some details),

but you can now see a delayed report through Nav 

You are able to update your Nav report twice a month. (I got this also, and call every 14 days)

Thanks!

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[GApeachy]

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@Anonymous wrote:

Does the scores/ratings on the left ever "update" as the alerts are saying theres changes, its not reflected on the "change/last date changed"

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Have you gotten any updates or scores?

[bizcredit11]

Good work Laura!

Way to take action and get it done.

Keep it going.

bizcredit11

[Anonymous]

Great thread ... think I just got an education on D & B. They have been annoying so I just ignored them and walked away! Good to know.

[bizcredit11]

Thanks Dinosaur! D&B is annoying especially when they call and try to sell you.

I have spoken with 1 CSR that has been helpful. Got my Amazon Net 55 account finally reporting last year after many months.

I would never buy their services, but it's helpful to build your D&B, Experian Biz(most important), and Equifax Biz (least important-messy).

Separating your business and personal just makes you more lendable/valuable.

[Anonymous]

I'm curious how long it takes for Amex Biz cards to report, been waiting for what seems like an eternity. I'd like at least the one card to report before I try to open Amazon Biz , Quill or Grainger.