Do creditors really have ups stores flagged?

[CreditGuy03]

I read this in the sticky. I was thinking about getting a ups or usps mailbox for business mail and a physical address but the sticky says creditors have these places flagged. I want to be taken as serious as possible with my legit business and build business credit properly but also needed clarification on if this is true or not.

[MyDataMyChoice]

shared addresses are generally not good especially if you are trying NO PG Accounts.... if you are PGing you should be fine.

They know if an address is shared / home / commercial etc...

[CreditGuy03]

That's what I needed to know. Ill go with the virtual office solution then.

[CreditGuy03]

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@MyDataMyChoice wrote:
shared addresses are generally not good especially if you are trying NO PG Accounts.... if you are PGing you should be fine.

They know if an address is shared / home / commercial etc...

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So here is an update. 

The virtual office space that I am looking to rent uses PMB alongside their suite number. 

I heard this was a red flag to places like D&B and also some banks require a physical address with a lease. This is an actual physical address that I can go to hold meetings(rent out a room) however the entire issue is just confusing to me.

Short of using my home address which presents safety concerns and actually leasing a business address are there any other options or should this virtual office be ok with the PMB?

[Anonymous]

I have a UPS (PMB) box for my online business. No storefront or physical location. 

I was able to get the following without issue:

Business Checking Account
Business Credit Card - Chase INK
Register on D&B

Register on Manta
EV SSL from Sectigo (after D&B registration)
All state, county, and local business licenses
IRS EIN

*Also getting a business LOC through the bank, but I assume that will go over without issue.

[CreditGuy03]

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@Anonymous wrote:

I have a UPS (PMB) box for my online business. No storefront or physical location. 

I was able to get the following without issue:

Business Checking Account
Business Credit Card - Chase INK
Register on D&B

Register on Manta
EV SSL from Sectigo (after D&B registration)
All state, county, and local business licenses
IRS EIN

*Also getting a business LOC through the bank, but I assume that will go over without issue.

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Who is your account with?

[Anonymous]

My checking is with my credit union - BECU. Which is actually right next store to the UPS store.

[Anonymous]

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@Anonymous wrote:

My checking is with my credit union - BECU. Which is actually right next store to the UPS store.

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Just to clarify...did you use the UPS store as your address on your business checking account? Or did they require your “real” address too?

I saw someone posted that Wells Fargo googled the address, saw it was a UPS store and refused to open the account until a “real” address was provided.

[Anonymous]

The UPS store was used for my Business Address. All mail from BECU goes to my UPS mailbox. It's marked as both the primary and mailing address.

[MyDataMyChoice]

banking accounts wont be an issue... but if you are applying for NO PG Credit accounts... that address may cause an issue.