Does SPARK Report?

[Charmante]

I was told that if I open a Cap1 SPARK (Business Card) that it will NOT Show up on my Credit Report AT ALL (unless I default)... Is this true? For sure?

Does applying for a SPARK put an Inquiry on my Credit or no...?

Which other Business Cards do NOT report to credit?

Talk about a great tool to lower CLU!

Do ANY Biz Cards offer Pre-Qual?

[AllZero]

Which Bank Biz Cards Report To Biz Credit Reports?

[GApeachy]

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@Charmante wrote:

I was told that if I open a Cap1 SPARK (Business Card) that it will NOT Show up on my Credit Report AT ALL (unless I default)... Is this true? For sure? FALSE- Spark reports every month to your personal cr.  It does not report to AU credit reports only.

Does applying for a SPARK put an Inquiry on my Credit or no...? Yes it does.

Which other Business Cards do NOT report to credit? To personal credit? most except for Capital One that I know of.  Lowe's Pro and Home Depot Comm Revolving don't either.  Neither does Citi's StaplesMore and Synchrony's Amazon Net55.

Do ANY Biz Cards offer Pre-Qual? Yes, Amex does.

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[SouthJamaica]

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@Charmante wrote:

I was told that if I open a Cap1 SPARK (Business Card) that it will NOT Show up on my Credit Report AT ALL (unless I default)... Is this true? For sure?

Does applying for a SPARK put an Inquiry on my Credit or no...?

Which other Business Cards do NOT report to credit?

Talk about a great tool to lower CLU!

Do ANY Biz Cards offer Pre-Qual?

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Capital One Spark DOES report to your personal credit. As do Discover, and TD Bank.

Those are the only business cards I know of which report to personal credit. Most business cards do not report to personal credit.

[Anonymous]

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@Charmante wrote:

I was told that if I open a Cap1 SPARK (Business Card) that it will NOT Show up on my Credit Report AT ALL (unless I default) ...

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Fire that person from your advisory team, post haste.