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@Anonymous wrote:Whoops I applied and my ex was locked I don't know if you can unlock and recon or not
Give them a call.
Us bank keeps apps open for 30 days if a CR is locked giving the applicant time to still remove it.
It possible FBNO has a similar policy.
Anyone know a good number to call?
@Anonymous wrote:Anyone know a good number to call?
@Anonymous
Yes they confirmed over the phone they would submit it to be repulled it's kind of annoying if I wouldn't have had the freeze I feel like it would have been an instant approval based on my profile, they didn't pull it yesterday like they said now I'm on a waiting game until Tuesday
@GApeachy wrote:
@spiritcraft1 wrote:Plus, you can just transfer CashBack to your personal checking account. No Statement credit Jive.
@spiritcraft1 Interesting...ty for all of the info. Now I want this card. @bizcredit11 are you contemplating an app in the near distant future?
Once my EX cleans up I will go for the card in my name also. We have some big supplier invoices that we pay with CC's. Having more total CL's of 2% CB cards would be nice. Some are large and we have split them up in the past between the DW's FNBO card and an AMEX Platinum to get the 1.5 MR points bonus. 2% CB is more beneficial than 1.5 MR points for us. We pay in full and do not pay interest. We went a few years as the business and invoices grew paying these via business debit card as we had such hideous scores.
I can wait to add another 2% CB biz card.
I know I'm a spoiled brat, but this isn't impressive they have known since Friday what my problem was I get Monday was a holiday but they still haven't pulled my file
ooh. Tested pre-qual on personal
@Anonymous Let us know how the Business card application goes please....I did the prequal on personal as well and got the same CL and APR you did so real curious how it goes for you on the business side. Good luck!
@eg2222 wrote:@Anonymous Let us know how the Business card application goes please....I did the prequal on personal as well and got the same CL and APR you did so real curious how it goes for you on the business side. Good luck!
Might be a few weeks/months im looking for another house RN unsure how 1 credit inquiry will affect my scores lol
Approved 10k was prequaled for 11 lowest interest on personal no new accounts in 16 months, 2/12 inquiries 1/3 inquiries
did not pull any business bureaus, strictly personal
this bank is slow it seems, they have had my application since the 28th waiting on a credit repull due to locked file, I finally got fed up yesterday called and asked for a supervisor got one she called UW immediately it was pulled at 345 on est and I had approved email at 815 est, so that was at least quick
814 fico 8 830 fico 9
ymmv I do have a profile they like no new accounts minimal inquiries
its nice to have another business card that's not an Amex and one that gives flat 2% back