I did It! the Prequal Site on Jan 2nd & It Showed 15k @ 14.99% SO I Went for it, After 6mos Gardening.. I Ran It in Nov. At 15k @ 18.99% But It Wouldn't Take My Income,
2 Weeks ago I get an Email that Says Update my Income, So I Did.. Kinda Nervous About Getting Hard Pulled and Denied Again like they Did in May, a few weeks after getting my personal card approval.. Hope it Goes Through Smoothly..😃
Scores Dropped Some,
Exp 9 is 733, 0/6, 8/12 & 15/24 Inqs. Util. 25%, Building Sml Hm 75% almost Done.. Last Year I was Building at 99% Utilzation, Learned My Lesson & Alot from Everyone Here! Thanks
Fico8s EX 780 EQ 778 TU 777
Started 10/17 Ex 593 EQ 605 TU 620
Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
FNBO World 13.6k
NFCU Platinum 7.1k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 6k
US Bank Biz Cash Rewards 3k
Desert Financial CU Elan 10k
