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FNBO Business Edition 5% on MANY categories

jfriend33
Senior Contributor

FNBO Business Edition 5% on MANY categories

https://www.firstnational.com/site/small-business/banking/credit-cards/visa/visa-bused-rewards.fhtml

 

http://www.doctorofcredit.com/first-national-bank-absolute-rewards-5-cash-back-huge-range-categories...

 

https://www.reddit.com/r/churning/comments/5bd9hv/if_you_pay_utilities_through_credit_card_first/

 

5% categories:

 

Telecommunication Equipment and Telephone Sales Telecommunication services Computer Network/Information Services Cable and other pay television Electric, Gas, Sanitary and Water Utilities Photographic, Photocopy, Microfilm Equipment and Supplies Computer and Computer Peripheral Equipment and Software Commercial Equipment (Not Elsewhere Classified) Office and Commercial Furniture Stationery, Office Supplies, Printing, and Writing Paper Stationery Stores, Office and School Supply Stores Advertising Services Computer Maintenance and Repair Services, Not Elsewhere Classified Management, Consulting, and Public Relations Services

 

Appears to be a chase ink cash clone but with no AF.  

 

Any folks here wth FNBO business acounts care to chime in?  Is FNBO inq sensitive?

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 1 of 4
3 REPLIES 3
BigBS
Valued Contributor

Re: FNBO Business Edition 5% on MANY categories

Lots of discussion on this card.  Most regarding low redemption rate and geographical limitations.  I applied yesterday and waiting to see what happens.

Score: EQ(805) EX(804) TU(822)
INQs: EQ(3) EX(5) TU(6)
Last INQ: 02 Sep 20

Total Credit Limit - $1.4M

Message 2 of 4
jfriend33
Senior Contributor

Re: FNBO Business Edition 5% on MANY categories


@BigBS wrote:

Lots of discussion on this card.  Most regarding low redemption rate and geographical limitations.  I applied yesterday and waiting to see what happens.


I dont think there are any geo limitations....??

EQ 730, TU 730, EX 720. INQs EQ-1, TU-9, EX-7 AAOA 4yrs Util 6% Inspiration: Themanwhocan's Cash Back Charts
Message 3 of 4
BigBS
Valued Contributor

Re: FNBO Business Edition 5% on MANY categories


@jfriend33 wrote:

@BigBS wrote:

Lots of discussion on this card.  Most regarding low redemption rate and geographical limitations.  I applied yesterday and waiting to see what happens.


I dont think there are any geo limitations....??


No geographic limitations.  Got approved yesterday for $5k.

Score: EQ(805) EX(804) TU(822)
INQs: EQ(3) EX(5) TU(6)
Last INQ: 02 Sep 20

Total Credit Limit - $1.4M

Message 4 of 4
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