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I applied for Amex Blue Plus card and they did a soft pull only. They used my internal score that reports on there website. Currently I have 2 personal cards, 1 AU card, 1 small business card, and 1 Corp card with them. The only accounts that report each month is my AU card and my two personals. The business card and corp card do not report. Opening a business card with amex as an existing member is a win/win. Soft pull only and wont effect your average age.
I have less than 2 years since my last credit card but a long established credit history so I think it is better to wait longerr before I apply. The soft pull combined with the rewards make this a very desirable card as well as it being an Amex. I haven’t seen any special promotions on this card as of late however. I hope this card will help me build business credit.
The business card promos from AMEX suck, I used my own referal link. This seemed to give me the best promo offers.
Best offer I see on Simply Cash Plus Business is 0% for 9 months purchase. The 0% for 15 month offers appears to be over as when you click on it, you get redirected back to the 9 months. Will see what is offered after the new year as more months of paid credit history goes onto my account as well. I am not ready to run my credit now.