I got a truck through FORD 12/31/21 and I refused to co-sign and they said the same thing !! I got the truck with out cosigning !!
Did you get a Ford Commercial Business loan ?
Did you sign a PG for it or not ?
Were you going through the Fleet department? A dealer with a good fleet department deals with this all day long.
I have a commercial paint contracting business and we have 9 f150 and transit 150 in our fleet. All have been financed without a PG and strictly through the LLC. All are 2019 or newer and ford has been a great asset to our business. I will never buy anything else again. Loyalty is a rarity this day and time and we are very thankful for ford.