Fuelman Gas, Office Depot & Staples / No PG ***Approvals

[M_Smart007]

 **Please don't shoot me down.

I am establishing credit for a "dba" and this is not Credit under my aged LLC.

The dba has less than one year history and only (1) Credit line reporting.

(3) Approvals

Fuelman $5000.00 / No PG (approved October 6th)

Staples $1000.00 / No PG (approved today)

Office Depot / $750.00 No PG (approved today)

I want to mention about the Fuelman Card, as many here have not liked Fleetcor.

I only picked it up as a backup to the Shell Small Bus. card. As it can be used at many Fuel stations.

I have several cards issued, but only (1) card is unlocked for use. I have been watching the statements close,

as many had mentioned all the fee's. (So far, I have had No fees) will continue to monitor that.

If they (Fleetcor) hit me with fees, I will drop them like a hot rock.

Fuelman and Places they are accepted.

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Office Depot & Staples (Approved after phone call to verify Identity)

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[Red1Blue]

Is Staples and Office Depot issued by Citi Bank? Which Banks issued those cards ?

[M_Smart007]

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@Red1Blue wrote:

Is Staples and Office Depot issued by Citi Bank? Which Banks issued those cards ?

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@Red1Blue, Yes Citibank for both.

[104848]

Office Depot / Staples is doing NO PG for businesses under 3 years w/ 1 tradeline on Experian?????

[M_Smart007]

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@104848 wrote:

Office Depot / Staples is doing NO PG for businesses under 3 years w/ 1 tradeline on Experian?????

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Hi @104848 ,

I checked the box to NOT be a guarantor by personal credit on both applications.

Looks like they "Soft Pulled" my personal EQ to verify I was The Person in control of the Company. (Acting President)

Hence the "risk management".

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Edited to Add:

They did HP Experian Bus. Credit (1) Inquiry for each card. (2) Inquiries total.

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[Anonymous]

Congrats. Citi is the toughest nut to crack for biz credit. True No-PG is best guaranteed with Pers CRs in Security Mode. Since they SP'd you and if it matters, I'd double check the status with UW to verify. Citi usually doesnt hand out Revolvers to young businesses with thin profiles. The OD "Business Account" card is Net 30. The OD "Business Credit Account" is Revolving.

Fleetcor is the most controversial in the fuel realm. They are Fee central. Just a tidbit... everything is negotiable with them

FYI... Fleetcor likes to see usage and wont hesitate to contact you to remind you. They might even charge you per phone call.

[sugarcreek67]

Congrats on the approvals

[cashorcharge]

Looks like these are going to establish that DBA nicely!! Congratulations on all of these Approvals @M_Smart007 !! 🥂🎉👏🏻

[Rebuild2019]

Congratulations 🎊🎈 on your approvals @M_Smart007

[Loquat]

I agree with @Anonymous  Fleetcor can be....shady.  Keep and eye out on your account.  They're known for automatically enrolling you in things you know nothing about nor asked for.   They'll nickle and dime you via reporting fees, card fees, etc.  Just monitor your accounts closely...and often.