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Funding with 0% APR 0% BT

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LP007
Frequent Contributor

Funding with 0% APR 0% BT

Who's hip to this game for funding moves? What are the best 0% APR 0% BT CC's with the best approval chances? I'm looking at

1) Ink Business Cash Credit Card

2) Discover it Business Card

3) BBVA Compass Business Rewards Credit Card

4) U.S. Bank Business Cash Rewards World Elite Mastercard

5) U.S. Bank Business Platinum, 6) PNC Visa Business Credit Card

6) PNC Visa Business Credit Card.

 

Scared of Ink due to my BK.











18 REPLIES 18
CreditCuriosity
Moderator Emeritus

Re: Funding with 0% APR 0% BT

moved this thread to business credit vs. credit cards as all cards you referenced are business card.

Message 2 of 19
GApeachy
Super Contributor

Re: Funding with 0% APR 0% BT

Sorry no answer because Idk what you mean by "Funding".  Would you or anyone explain this to me?  I've seen this mentioned before.

My Take Home Pay Don't Take Me Home
Message 3 of 19
WayneSki
Regular Contributor

Re: Funding with 0% APR 0% BT


@LP007 wrote:

Who's hip to this game for funding moves? What are the best 0% APR 0% BT CC's with the best approval chances? I'm looking at

1) Ink Business Cash Credit Card

2) Discover it Business Card

3) BBVA Compass Business Rewards Credit Card

4) U.S. Bank Business Cash Rewards World Elite Mastercard

5) U.S. Bank Business Platinum, 6) PNC Visa Business Credit Card

6) PNC Visa Business Credit Card.

 

Scared of Ink due to my BK.


Are you talking about credit card stacking?

When was your bankruptcy?

Message 4 of 19
Anonymous
Not applicable

Re: Funding with 0% APR 0% BT

First of all, does it matter if a BIZ CC reports to personal CB's? Because Discover does. 

Message 5 of 19
GApeachy
Super Contributor

Re: Funding with 0% APR 0% BT

Lol!  Never heard of CC stacking either.  Guess it's not anything I need to know I suppose just curious as to what, when, why, and how.

My Take Home Pay Don't Take Me Home
Message 6 of 19
WayneSki
Regular Contributor

Re: Funding with 0% APR 0% BT


@GApeachy wrote:

Lol!  Never heard of CC stacking either.  Guess it's not anything I need to know I suppose just curious as to what, when, why, and how.


If I'm not mistaken,I think it's applying for multiple credit cards within the same day.

Message 7 of 19
LP007
Frequent Contributor

Re: Funding with 0% APR 0% BT

Funding: getting access to money for free (or not) for a time period. Almost like a grant. 18 mos 0% APR on a $10K credit line. Invest that $10K w/o consequence for up to 20 months before it's due for repayment. Even on 0% BT APR to cover another card's debt may only cost you up to a 3% fee on the transferred amount...cheap money.











Message 8 of 19
GApeachy
Super Contributor

Re: Funding with 0% APR 0% BT


@LP007 wrote:

18 mos 0% APR on a $10K credit line. Invest that $10K w/o consequence 


I figured maxing out a cc for that many months would have at least one consequence if not a snowball effect.  Interesting.

My Take Home Pay Don't Take Me Home
Message 9 of 19
LP007
Frequent Contributor

Re: Funding with 0% APR 0% BT

Si, stacking. My BK file date is in my sig line: Nov '11.











Message 10 of 19
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