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Got Approved for Amex Blue Business Plus question

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Got Approved for Amex Blue Business Plus question

First time poster, great information to be found here.

 

So my question is, I had one card with Amex already and applied for the BBP and initially it told me pending application but in a few minutes I got the email saying it was approved.  My question is, I wanted to put freezes on my credit reports and just wonding if Amex would do a hard pull days after being approved for a card?  I read that there is a chance they just do a soft pull if your a customer.  I didn't get any alerts about them doing a hard inquiry, they use Experian for me so I don't really have anything that triggers an alert like Credit Karma for them.

 

I actually did the freezes already but wanted to see what you guys thought.

Message 1 of 6
5 REPLIES 5
Established Contributor

Re: Got Approved for Amex Blue Business Plus question

If you didn't get hit with alerts by now you're not going to get a HP.

 

Freeze them if you want.

 

BTW you can sign up for a free Experian account on their website that includes montioring / alerts.

500K+ TCL / 800+ FCOs
Message 2 of 6
Member

Re: Got Approved for Amex Blue Business Plus question

Oh, thanks.  I didn't see they had a free option, most of these places seem to be $10-$30 a month, I did sign up tho and no hard inq from Amex outside of the first  one.

 

Message 3 of 6
Contributor

Re: Got Approved for Amex Blue Business Plus question

congrats on  the new Card! I have a question ... did you have a personal card or Biz with them before you applied?

 

Message 4 of 6
Member

Re: Got Approved for Amex Blue Business Plus question

Personal card, the Cash Magnet.

Message 5 of 6
Member

Re: Got Approved for Amex Blue Business Plus question

Awesome!  Congratulations on the approval.  AMEX typically does SP for existing members, so you're probably okay.

Message 6 of 6
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