First time poster, great information to be found here.
So my question is, I had one card with Amex already and applied for the BBP and initially it told me pending application but in a few minutes I got the email saying it was approved. My question is, I wanted to put freezes on my credit reports and just wonding if Amex would do a hard pull days after being approved for a card? I read that there is a chance they just do a soft pull if your a customer. I didn't get any alerts about them doing a hard inquiry, they use Experian for me so I don't really have anything that triggers an alert like Credit Karma for them.
I actually did the freezes already but wanted to see what you guys thought.
If you didn't get hit with alerts by now you're not going to get a HP.
Freeze them if you want.
BTW you can sign up for a free Experian account on their website that includes montioring / alerts.
Oh, thanks. I didn't see they had a free option, most of these places seem to be $10-$30 a month, I did sign up tho and no hard inq from Amex outside of the first one.
congrats on the new Card! I have a question ... did you have a personal card or Biz with them before you applied?
Awesome! Congratulations on the approval. AMEX typically does SP for existing members, so you're probably okay.