Got my second AA - Juni biz mc CLD

[Anonymous]

Well got my 2nd AA....this time on a biz account.  Juni Biz MC gave me a CLD from $15k to $13,750....chased my balance to within $250.  I guess I asked for it...I had asked for a CLI to $20k.  Got declined and couple days later I noticed the reduced CL.  Haven't gotten a letter yet on the AA.

I have a business equip/intentory balance on it due to my initial 0% 13 months and 8.24% standard rate.  I was making 4x minimum payments.

[laz98]

wow, sorry to hear that!  they really are going after everyone these days.

[Red1Blue]

You might want to bring your balances down soon then they have less to worry about you defaulting on the card. You build credit too quickly. Especially Juni does not like it.

[Uborrow-Upay]

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@Anonymous wrote:

Well got my 2nd AA....this time on a biz account.  Juni Biz MC gave me a CLD from $15k to $13,750....chased my balance to within $250.  I guess I asked for it...I had asked for a CLI to $20k.  Got declined and couple days later I noticed the reduced CL.  Haven't gotten a letter yet on the AA.

I have a business equip/intentory balance on it due to my initial 0% 13 months and 8.24% standard rate.  I was making 4x minimum payments.

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Sorry to hear it, txjohn. 

How difficult was it to get approved for that card, and when did you get it?

[Anonymous]

I applied about 6 months ago.  Got the 7 day message.  Then got an email "Congratulations" that it was approved the next week.  Called in and was told initial CL was $15k.  I'm pretty sure that if I had not asked for the CLI I stood a decent chance of not getting CLD....but I got direct analyst scrutiny through my own request. lol

Anyway, I'm thinking if I keep my nose clean, pay down over the next year that maybe I'll be able to recover it.  Right now I just have  a lot of new accounts and CL's...and I had a high util with them at time of my request....so now I just have to see if they will let me earn it back.

Message Edited by txjohn on 12-01-2009 10:59 PM