cancel
Showing results for 
Search instead for 
Did you mean: 

Happy New Year! FNBO Evergreen Business Instant Approval

BizCreditHunter
Valued Member

Happy New Year! FNBO Evergreen Business Instant Approval

I had been trying to get the pre-approval for FNBO's business credit card. With the new year came an instant approval of $13,900. I applied on a whim and wasn't expecting the pre-approval. When I continued the application, the final approval amount was the same.

 

Screen Shot 2022-01-01 at 7.27.47 PM.png

Message 1 of 11
10 REPLIES 10
ByrdMan
Moderator Emeritus

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats, well done!






Starting Score: 469
Current Score: 809
Goal Score: 825


Take the myFICO Fitness Challenge
Message 2 of 11
BizCreditHunter
Valued Member

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Patience is a virtue. While we do have American Express business products, I like having a little diversity in business credit cards. The other day I was in a store and noticed their credit-card sign only had Discover, Mastercard, and VISA. I asked and sure enough, they didn't take Amex. I had to put it on my personal VISA.  Oh well!

Message 3 of 11
M_Smart007
Legendary Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats on your FNBO bus. Approval ...

Having diversity is a great safety netSmiley Happy

Happy New Year!

Message 4 of 11
cashorcharge
Senior Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

That's terrific!!  Congratulations on your FNBO Approval!! 🎉🥂👏

Message 5 of 11
BizCreditHunter
Valued Member

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Here's the funny thing about this approval. I have an FNBO Secured Visa with a limit of $5,000. I had this Visa for more than 7 years and it has never graduated to unsecured. It has had a $0 balance for quite some time. When I call they say "it will automatically be evaluated at every statement (after the first 11 months)." Well... 7 years and nothing.

 

Yesterday, a $13,900 pre-approval. Nothing makes sense to me any longer!

Message 6 of 11
ByrdMan
Moderator Emeritus

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Wow! I guess I just assumed you had a regular card with them. Strange indeed.





Starting Score: 469
Current Score: 809
Goal Score: 825


Take the myFICO Fitness Challenge
Message 7 of 11
GApeachy
Super Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval


@BizCreditHunter wrote:

Yesterday, a $13,900 pre-approval. Nothing makes sense to me any longer!


Oh Boy.....whatcha gonna do?Smiley Tongue  Smash it!?!Smiley LOL

Btw, Congrats and Happy New Year!

"My Take Home Pay Don't Take Me Home"
Message 8 of 11
Jordan23ww
Valued Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congratulations on your approval!

 




Message 9 of 11
sugarcreek67
Frequent Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats on your FNBO approval



>>current scores 12/11/21

EQ Fico9 759
TU Fico9 763
EX Fico9 768
EX fico 8 753
EQ Fico8 745
TU Fico 8 760
Navy score 294
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.