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Happy New Year! FNBO Evergreen Business Instant Approval

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BizCreditHunter
New Contributor

Happy New Year! FNBO Evergreen Business Instant Approval

I had been trying to get the pre-approval for FNBO's business credit card. With the new year came an instant approval of $13,900. I applied on a whim and wasn't expecting the pre-approval. When I continued the application, the final approval amount was the same.

 

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Message 1 of 11
10 REPLIES 10
Junejer
Moderator Emeritus

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats, well done!







Starting Score: 469
Current Score: 811
Goal Score: 850

Take the myFICO Fitness Challenge
Message 2 of 11
BizCreditHunter
New Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Patience is a virtue. While we do have American Express business products, I like having a little diversity in business credit cards. The other day I was in a store and noticed their credit-card sign only had Discover, Mastercard, and VISA. I asked and sure enough, they didn't take Amex. I had to put it on my personal VISA.  Oh well!

Message 3 of 11
M_Smart007
Legendary Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats on your FNBO bus. Approval ...

Having diversity is a great safety netSmiley Happy

Happy New Year!

Message 4 of 11
cashorcharge
Community Leader
Senior Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

That's terrific!!  Congratulations on your FNBO Approval!! 🎉🥂👏

Message 5 of 11
BizCreditHunter
New Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Here's the funny thing about this approval. I have an FNBO Secured Visa with a limit of $5,000. I had this Visa for more than 7 years and it has never graduated to unsecured. It has had a $0 balance for quite some time. When I call they say "it will automatically be evaluated at every statement (after the first 11 months)." Well... 7 years and nothing.

 

Yesterday, a $13,900 pre-approval. Nothing makes sense to me any longer!

Message 6 of 11
Junejer
Moderator Emeritus

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Wow! I guess I just assumed you had a regular card with them. Strange indeed.






Starting Score: 469
Current Score: 811
Goal Score: 850

Take the myFICO Fitness Challenge
Message 7 of 11
GApeachy
Super Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval


@BizCreditHunter wrote:

Yesterday, a $13,900 pre-approval. Nothing makes sense to me any longer!


Oh Boy.....whatcha gonna do?Smiley Tongue  Smash it!?!Smiley LOL

Btw, Congrats and Happy New Year!

"My Take Home Pay Don't Take Me Home"
Message 8 of 11
Jordan23ww
Valued Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congratulations on your approval!

  


Message 9 of 11
sugarcreek67
Frequent Contributor

Re: Happy New Year! FNBO Evergreen Business Instant Approval

Congrats on your FNBO approval


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 10 of 11
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