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Have an eBay business, can I give my spouse a Amex employee card ?

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Bees18
Frequent Contributor

Have an eBay business, can I give my spouse a Amex employee card ?

Hi, we have a small eBay business and I'm wondering is it ok to give my spouse an employee card since they do a lot of the spending for purchases? Or is that frowned upon by Amex? Anyone have experience doing so?

Message 1 of 6
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Alephbet
Regular Contributor

Re: Have an eBay business, can I give my spouse a Amex employee card ?

In my experience, AMEX does not care at all. I have 10 AMEX Business cards and my wife and other relatives (including my children) are AUs on almost every single card. As long as you pay your bills, AMEX is fine. Others may chime in with their experience but I have never had any issues.

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 2 of 6
Bees18
Frequent Contributor

Re: Have an eBay business, can I give my spouse a Amex employee card ?

Thank you! Have you given any of them an employee card yet? Or is that the same as authorized user and then they just send them a card? I've. Ive never really been or had anyone be an authorized user so not sure how that works

Message 3 of 6
SouthJamaica
Mega Contributor

Re: Have an eBay business, can I give my spouse a Amex employee card ?


@Bees18 wrote:

Hi, we have a small eBay business and I'm wondering is it ok to give my spouse an employee card since they do a lot of the spending for purchases? Or is that frowned upon by Amex? Anyone have experience doing so?


I don't think Amex would care, but it should be used purely for purposes of your eBay business. Otherwise you could create bookkeeping, accounting, tax, and legal problems for the business.


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 706 TU 714 EX 715

Message 4 of 6
Alephbet
Regular Contributor

Re: Have an eBay business, can I give my spouse a Amex employee card ?


@Bees18 wrote:

Thank you! Have you given any of them an employee card yet? Or is that the same as authorized user and then they just send them a card? I've. Ive never really been or had anyone be an authorized user so not sure how that works


I used the terms authorized user and employee card interchangeably in this case. Yes, they have employee cards and they all get sent to me to hand out. As was pointed out, make sure you are careful with accounting. 

Bold are regularly used for spending
AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
Message 5 of 6
SG43
Regular Contributor

Re: Have an eBay business, can I give my spouse a Amex employee card ?

My spouse is an AU on all of my business cards



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