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How to tell if pre-approved for Amex biz card?

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Regular Contributor

How to tell if pre-approved for Amex biz card?

I know how to see if I’m pre-approved for Amex personal cards but how can you check for biz cards? For personal you get either the “you’re pre-approved” message after hitting apply, or “expand your membership” if you’re not pre-approved. For biz cards it just says something about applying and getting a decision in 30 seconds.
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Valued Contributor

Re: How to tell if pre-approved for Amex biz card?

Follow













((This needs to be updated just added new card))INQ's: EQ: 6 TU: 1 EX: 0 (last 24 mo.)
Recent Accounts: 7-that caused inquires (last 24 mo.)
Total CL: 14.8k Util. LOL% AAoA: 1 yrs, 4 mo.
AoOA: 5 yrs, 2 mo. AoYA: 0 yr, 3 mo.--I think I did the AA/Ao's Right LOL
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Regular Contributor

Re: How to tell if pre-approved for Amex biz card?


@Girlzilla88 wrote:

Follow


Follow?

Message 3 of 18
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Valued Contributor

Re: How to tell if pre-approved for Amex biz card?

I am also curious so I would like to see what is said Smiley Very Happy













((This needs to be updated just added new card))INQ's: EQ: 6 TU: 1 EX: 0 (last 24 mo.)
Recent Accounts: 7-that caused inquires (last 24 mo.)
Total CL: 14.8k Util. LOL% AAoA: 1 yrs, 4 mo.
AoOA: 5 yrs, 2 mo. AoYA: 0 yr, 3 mo.--I think I did the AA/Ao's Right LOL
Message 4 of 18
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Frequent Contributor

Re: How to tell if pre-approved for Amex biz card?

Following




Message 5 of 18
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New Contributor

Re: How to tell if pre-approved for Amex biz card?


@Girlzilla88 wrote:

I am also curious so I would like to see what is said Smiley Very Happy


That's what this is for:

 

Screen Shot 2019-02-22 at 7.44.50 PM.png

 

Smiley Happy

Message 6 of 18
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Senior Contributor

Re: How to tell if pre-approved for Amex biz card?

If I recall, it will perform a SP for an prequal to see if you're qualified. Generally if you're "pre-approved" for the personal, then it would likely be so for the BIZ as well. 

 

After you hit the apply button, it will tell you whether you're approved or not. And the option to accept and sign.

From what I've read a denial is an SP anyways so nothing lost there. 

 

However, always keep in mind YMMV with HP & SP.






Message 7 of 18
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Community Leader
Super Contributor

Re: How to tell if pre-approved for Amex biz card?


@james3332 wrote:
I know how to see if I’m pre-approved for Amex personal cards but how can you check for biz cards? For personal you get either the “you’re pre-approved” message after hitting apply, or “expand your membership” if you’re not pre-approved. For biz cards it just says something about applying and getting a decision in 30 seconds.

Just logged in and checked this with several business cards and I'm not getting the same verbiage that you would get with the personal cards on knowing whether it's a pre-approval; same as OP just telling me I can get a decision in as little as 30 secs if I wish to apply.

Message 8 of 18
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Frequent Contributor

Re: How to tell if pre-approved for Amex biz card?

AMEX sent me a pre-approved business card e-mail. Last one had three cards listed with SUB’s and said to pick the one that was best for my business. I got the e-mail the day after I looked over the Biz cards while logged into my Amex account. Checking out the cards might have triggered the e-mail offer.
Message 9 of 18
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Frequent Contributor

Re: How to tell if pre-approved for Amex biz card?

Any update, did you try to apply? Wanna do the same but would only want a soft pull.

 

what if on personal cards you only get the "expanding your membership is easy"? Has anyone had that message on personal cards then gotten a soft pull approval on business? 

 

Do you have to be an amex number for a certain amount if time before you get a soft pull for the next card? 

Message 10 of 18
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