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How to tell if pre-approved for Amex biz card?

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Regular Contributor

Re: How to tell if pre-approved for Amex biz card?

I have pre-approved message on the Marriott personal card but I went ahead and applied for the business (no annual fee versus $450 on personal version) and get denied. So maybe the business version is a little bit stricter UW.


Message 11 of 18
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Regular Contributor

Re: How to tell if pre-approved for Amex biz card?

That is hard to say. I could not for the life of me seem to get approved for the personal version of the AMEX Bonvoy card but got instantly approved for the business one. LOL! No rhym or reason to AMEX maddness.

Message 12 of 18
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Regular Contributor

Re: How to tell if pre-approved for Amex biz card?

Soft pull?
Message 13 of 18
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Regular Contributor

Re: How to tell if pre-approved for Amex biz card?

If they did a SP I cannot find it anywhere in my reports. They must of used a SP from a few weeks ago or something. I keep waiting for one to show up but so far nothing.

Message 14 of 18
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Senior Contributor

Re: How to tell if pre-approved for Amex biz card?

The only pre=approved biz cards that ever showed up for me was BRG and Plat and the was in my offes section on my personal plat for biz plat and in my offers on my biz plat, both for 75k MR for 5k spend.

 

I have never seen anyother pre-approved offer but as others have said it’s a SP so it really doesn’t matter anyway.

Personal Cards: Amex Gold, & Plat | Amex Delta Res | Amex Hilton | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR | Amex Plat
Message 15 of 18
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Valued Contributor

Re: How to tell if pre-approved for Amex biz card?

I have seen it posted here before. It has to do with the submit button wording. I am searching for it now as I am finally approved for everything on personal side again, but don't want another personal card.

 

If anybody can help, please do so.




RIP: BTFD 20/02/2020
Gardening is hard. I failed to meet last 2 SUBs.
“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 16 of 18
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Valued Contributor

Re: How to tell if pre-approved for Amex biz card?

found it

https://ficoforums.myfico.com/t5/Business-Credit/Marriott-Bonvoy-Business-Approved/m-p/5780441 




RIP: BTFD 20/02/2020
Gardening is hard. I failed to meet last 2 SUBs.
“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 17 of 18
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Senior Contributor

Re: How to tell if pre-approved for Amex biz card?


@mikesonthemend wrote:

found it

https://ficoforums.myfico.com/t5/Business-Credit/Marriott-Bonvoy-Business-Approved/m-p/5780441 


I missed this, thanks for posting it!  

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Message 18 of 18
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