Insane SPG business approval!!!

[CreditJim]

That is a very nice starting limit! I just did a CLI on mine from $15k to $30k... I didn't have the nerve to request the full 3x increase!

[Creditaddict]

You must be running some decent numbers through your platinum charge and your internal score with amex is high!

Super congrats!

[Anonymous]

i dont want to be all in your business but what kind of revenue did you put down on the app to get that approval amount.  reason i ask is cause i am trying to get a business off ground and a 40k line of credit would be great until i could get a loan.  was it monthly or yearly revenue you put down.  also how many years in business.

[jason86423]

Revenue- business is less than $10K

Personal income is $110 k

I really haven't used my platinum all that much, I do have 4 personal amex card and 2 business.  34.5K revolving on personal, $35K pay over time on personal Green card and $50K pay over time limit on my Business platinum.

to be honest, wasn't expecting that huge of a line on SPG to start.

Been an Amex member since 2010, never paid late, usual PIF before the statement cuts.  I think I've carried a balance for two months twice in 6 years.

[Anonymous]

yeah i prolly wont be approved for anywere near that.  personal income is 12k a year business income will be like 400$ a month starting out.  but im not applying for any credit anytime soon as i was just denied on a personal lowes card and i feel i have too many inquiries.  i have 4-6 inquiries throughout my reports.