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Insane SPG business approval!!!

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Established Contributor

Re: Insane SPG business approval!!!

That is a very nice starting limit! I just did a CLI on mine from $15k to $30k... I didn't have the nerve to request the full 3x increase!

Quicksilver 51k | Discover It $45k | SPG Business $38k | Lowe's $35k | Costco $33.5k | Ink Preferred $28k | CSR $25.5k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | J Crew $18k | Amex Blue Business Plus $17k | Spark $16k | Freedom $15k | SWACU $15k | Amazon Store $10k | REI $1.5k
Message 11 of 15
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Epic Contributor

Re: Insane SPG business approval!!!

You must be running some decent numbers through your platinum charge and your internal score with amex is high!

Super congrats!

Message 12 of 15
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Established Member

Re: Insane SPG business approval!!!

i dont want to be all in your business but what kind of revenue did you put down on the app to get that approval amount.  reason i ask is cause i am trying to get a business off ground and a 40k line of credit would be great until i could get a loan.  was it monthly or yearly revenue you put down.  also how many years in business.

vantage 3.0 scores TU 645,EQ 645. fico 8 EX 659.
credit cards: capital one quicksilver 800$, capital platinum 500$, chase freedom unlimted 700$, my best buy 2000$ Updated 6/4/2016
Message 13 of 15
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Frequent Contributor

Re: Insane SPG business approval!!!

Revenue- business is less than $10K

 

Personal income is $110 k

 

I really haven't used my platinum all that much, I do have 4 personal amex card and 2 business.  34.5K revolving on personal, $35K pay over time on personal Green card and $50K pay over time limit on my Business platinum.

 

 

to be honest, wasn't expecting that huge of a line on SPG to start.

 

Been an Amex member since 2010, never paid late, usual PIF before the statement cuts.  I think I've carried a balance for two months twice in 6 years.

 

 

Message 14 of 15
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Established Member

Re: Insane SPG business approval!!!

yeah i prolly wont be approved for anywere near that.  personal income is 12k a year business income will be like 400$ a month starting out.  but im not applying for any credit anytime soon as i was just denied on a personal lowes card and i feel i have too many inquiries.  i have 4-6 inquiries throughout my reports.  

vantage 3.0 scores TU 645,EQ 645. fico 8 EX 659.
credit cards: capital one quicksilver 800$, capital platinum 500$, chase freedom unlimted 700$, my best buy 2000$ Updated 6/4/2016
Message 15 of 15
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