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Is Chase Limit Reallocation Possible?

Valued Contributor

Is Chase Limit Reallocation Possible?

Currently have the Ink Cash but didn't know it does not waive FTF so in a month or so planning on applying for the Ink Preffered to waive foreign transaction fees.

Just wondering if they give me a low limit can I reallocate part of the limit from the Ink cash to the Ink Preffered or is that not allowed?

I know it's possible on personal but wondering if it's allowed for business too.
Message 1 of 7
6 REPLIES
Established Contributor

Re: Is Chase Limit Reallocation Possible?

It is. I just closed my $8k Ink Cash and was able to move all but $500 of the credit line to my Ink Plus.
Amex Platinum Business | Quicksilver 51k | Discover It $42.5k | SPG Business $38k | Lowe's $35k | Costco $33.5k | Ink Preferred $28k | CSR $25.5k | SPG $25k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | Aviator Red $20k | J Crew $18k | Spark $16k | Freedom $15k | SWACU $15k | Amex Blue Business Plus $9k | Amazon Store $5k | Marriott $5k | REI $1k
Message 2 of 7
Community Leader
Super Contributor

Re: Is Chase Limit Reallocation Possible?

Yes, you can as the poster above me stated.  They will move all but $500...

Message 3 of 7
Valued Contributor

Re: Is Chase Limit Reallocation Possible?

Is there a minimum limit for the Ink Preffered? I would assume 5k since it's so similar to CSP
Message 4 of 7
Highlighted
Community Leader
Super Contributor

Re: Is Chase Limit Reallocation Possible?


Matt4200 wrote:
Is there a minimum limit for the Ink Preffered? I would assume 5k since it's so similar to CSP

Yes, there is a minimum.  It starts at 5k.

Message 5 of 7
New Member

Is Chase Limit Reallocation Possible?

I tried reallocating from IHG to Freedom, the rep told me that it's not possible since one is a MC and one a Visa. Is that true or is the rep not in the know how?

Message 6 of 7
Frequent Contributor

Re: Is Chase Limit Reallocation Possible?


@Ahava18 wrote:

I tried reallocating from IHG to Freedom, the rep told me that it's not possible since one is a MC and one a Visa. Is that true or is the rep not in the know how?


I was able to do just that. The first rep (IHG) gave me the number for IHG as he didn't appear to understand what I was trying to do. I then called the customer service number for my Freedom card instead and he was able to do it, easy peasy. 

Message 7 of 7