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Itty bitty spree

URHomeInvestments
Established Member

Itty bitty spree

I applied for my first business card, a Chase Ink, after my LLC was seasoned about a year. $18000 line.  It was formed in 2017 for AirBnb and VRBO, short term rentals.

Also got an AmEx Gold, but they closed that one and I had to struggle to pay it back off.  I don't have an Amex Business product now.  Have app'd and no cigar.

April 

I had a fraud issue with my TD Bank business checking (I mailed a check, someone intercepted it and replaced my $2000 with $8000, so I had a cascade of bounced checks).  TD closed my checking account and opened a new one, so in the mess I asked TD to open a business card.  $6000 line on the new TD Card.

May

CapitalOne Spark, approved.  Personal pull with Experian, TransUnion showed up immediately.  Got a $2000 line with the Spark.

 

Personal scores are 673 EQ 677 TU 673 EX

 

Message 1 of 13
12 REPLIES 12
Five6Two
Frequent Contributor

Re: Itty bitty spree

Congratulations on your approvals! 

Siggy under construction Smiley Happy
Message 2 of 13
AllZero
Mega Contributor

Re: Itty bitty spree

Congratulations on your approvals!
Message 3 of 13
Ficoproblems247
Valued Contributor

Re: Itty bitty spree

That's a nice spree there, and a really nice SL from Chase!




FICO 8 Sep '21 EX 746 EQ 748 TU 741
Message 4 of 13
Drwaz99
Established Contributor

Re: Itty bitty spree

Congrats!

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Gold NPSL
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 20k
American Express Amazon Business Prime 14k
Barclays Aviator Business 5k
Citi AAdvantage Executive Card 14.1K
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k

Fico 8s as of 09/01/2021:




Message 5 of 13
SACT51
Frequent Contributor

Re: Itty bitty spree

IMO Crapital One is never worth the triple pull and especially since their SL are always low.  I hope you can get back in with AMEX, I prefer them over Chase, but I did open a Ink Cash last year and was surprised at the 25k SL.

Message 6 of 13
M_Smart007
Epic Contributor

Re: Itty bitty spree

Congratulations on your approvals!

Message 7 of 13
blindambition
Community Leader
Senior Contributor

Re: Itty bitty spree

Congrats on your approvals!! Good luck on growing new accounts!

I've discussed an upcoming mini spree with SO in July, I'm sure he'll forget by then... I'm gonna use that itty bitty label when reminding him!!! 😂 

Message 8 of 13
CreditAggie
Senior Contributor

Re: Itty bitty spree

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 9 of 13
GApeachy
Super Contributor

Re: Itty bitty spree


@blindambition wrote:

I'm gonna use that itty bitty label when reminding him!!! 😂 


Smiley LOLmg! hahahaha!!!!  You gotta tag me when that happens...luv it! 😂

 

@URHomeInvestments great pickups!  That Chase has a great sl, enjoy!  That's pretty cool how TD worked with you and issued a healthy biz card. So congrats and smooth move on your part.  Spark will grow but you just have to be patient and really use it a good bit.  When we were using ours a lot (around 40-60%, pif'ing) we'd get a cli every 6 months.  Even got an apr reduction and upgrade.  Good Luck on it and enjoy all.

"My Take Home Pay Don't Take Me Home"
Message 10 of 13
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