cancel
Showing results for 
Search instead for 
Did you mean: 

JC Penney Commercial Net 30 Approved!!! NO PG

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
New Contributor

JC Penney Commercial Net 30 Approved!!! NO PG

I've been looking for a few companies to add tradelines to my business. I stumbled upon JCPenney Commercial and applied. Instant Approval $1500.

The process was seamless. Simply went online and filled out the application. NO PG

 

The business is almost 8 years. 1 tradeline since 2013. Added 2 more tradelines in 2016. Then AMEX in 2018. For a total of 5 tradelines as of 9/10/19.

Message 1 of 13
12 REPLIES 12
Established Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Congrats !
I've always hovered over app'ing for this to gain another reporting TL but hold off because I doubt I'd actually buy anything from JCP.
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 2 of 13
New Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

I have a JC Penney 10 minutes from me. I'll get white towels and sheets for the new spa we're looking to open. I won't use it much either but at least it provides another tradeline.

Message 3 of 13
Regular Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

@tntcreditbuilder

 

Congrats on the approval, but I believe this is one of the Synchrony commercial accounts that do not report.

 

You should talk directly to the underwriters on this one...no customer service reps...they just do not know.

 

I know you are expecting another tradeline, so further due dilligence is needed.

 

Best to you,

bizcredit11

Message 4 of 13
Regular Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Awesome!  I app'd for this several times since Feb 2019 and was denied, until July when we were approved instantly for $1k credit line.  The thing I don't like there's no online access, or online bill pay.  I called CS and was told I would be mailed an invoice for any balance and could send in a check.  Not sure if I use it, and especially if it doesn't report.

Message 5 of 13
Highlighted
Frequent Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

No report = no bueno.

If they had something you can use frequently for the business and they also made it easy to pay then it might be a fit. Otherwise... Smiley Sad

08/2019:
12/2019:
ACCT: 3/1, 4/3, 9/6, 9/12 | INQ: LoL

~ This is Chess... It ain't Checkers!!! ~


Message 6 of 13
Valued Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

I agree, especially if you have to mail them a ceck! Smiley Surprised

Who even does that these days.






Message 7 of 13
Regular Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG

Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂
Inquiries 7-10 across.
UTI 9%
AAoA 2.7
Total Annual Fees $385
No baddies
196k Total Credit
Goal 2019 $200k
Next up: Chase Cards. Garden til 4/20







Message 8 of 13
Valued Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG


@trlanthierjr wrote:
Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂

Smiley Very Happy

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Personal Credit:
Savor $5.5k/ GoodSamsVS $9k/ BB&T Spectrum VS $10.5k/ BB&T Bright VS $10.5k/
CareCredit $15k/ Synovus loc $75k plus several AU accts via DH
Biz Credit:
Amex Lowe's Rewards $21k/ Amazon Net55 $7.9k/
StaplesMore $1k/ Amex Amazon Biz $10k/several AU accts via DH plus local vendors

(Oldest Acct: 1998; Youngest Acct: Nov 2019)
Message 9 of 13
Frequent Contributor

Re: JC Penney Commercial Net 30 Approved!!! NO PG


@GApeachy wrote:

@trlanthierjr wrote:
Congratulations! And the nice thing is you don’t have to pay them back! They’re bankrupt! 😂

Smiley Very Happy


Any company that decides its a good idea to limit the ways to "receive" money should be put in the "short bus" category. Smiley Very Happy At this point in their lifecycle they should be accepting ALL forms of payment including Bitcoin. Do they even have a CFO? Smiley LOL

08/2019:
12/2019:
ACCT: 3/1, 4/3, 9/6, 9/12 | INQ: LoL

~ This is Chess... It ain't Checkers!!! ~


Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.