If you go to a branch, have one of the reps check your account to see if they have any targeted offers for you. Those offers generally bypass 5/24.
If there is no offer, you may want to request an appointment with the branch's BRM (Business Relationship Manager). In the past, a BRM could submit a paper application to bypass the automatic rejection by the 5/24 algorithm. I'm not sure if this work around is still in effect or not. Perhaps someone else can chime in here.
@Anonymous wrote:It came with an invitation code. The business is technically new because I’m a realtor and I went from having my agent license to broker license, so now I can own my own company (which obviously I do). I already have one personal Chase chard, which is 4 years old. My only other business card is the Amex blue cash (I think that’s what it’s called). My score is in the low 700s. and the business is an S-Corp. Should I open up a business checking account with them before applying? And more importantly, is it even worth applying if I'm over 5/24?
I don't think those types of mailers are especially meaningful. I know someone who gets invites for a Chase Ink card who has never owned a business.
If getting a Chase Ink card is really worth something for you, I do believe your chances would be improved with a Chase business checking account. Once they have you as a business customer, you'll be able to determine online if you're preapproved for an Ink card.
True preapprovals do overrule 5/24. (But I must admit that the only time I was ever preapproved for a Chase Ink card I applied and was turned down, for too many recent accounts 
)
Since Chase usually has some kind of account opening bonus for business checking, I would look into that first.
@Anonymous wrote:It came with an invitation code. The business is technically new because I’m a realtor and I went from having my agent license to broker license, so now I can own my own company (which obviously I do). I already have one personal Chase chard, which is 4 years old. My only other business card is the Amex blue cash (I think that’s what it’s called). My score is in the low 700s. and the business is an S-Corp. Should I open up a business checking account with them before applying? And more importantly, is it even worth applying if I'm over 5/24?
It may not be a genuine prequalification. I know someone who gets those every few months who's never owned a business.
If it were a prequalified approval, it would override 5/24.
From what I know about Chase, it does help to have a Chase business checking account.
not sure if you are still in the market but a few thoughts...I went w a friend to a branch to do the combo at the beginning of this month, open checking and get a card. $ 300 for doing 5 debits, kind of free $. the offers were all there after opening up the account. this same scenario has played out for nearly everyone I know that has opened a biz checking, meaning 8 out of 10 got offers. I wanted the referral so she passed on the card offers. she used the referral link from my CIP and after an address verify she got a CIU with a $32K limit and I picked up the 20k referral. this woman is 54 and has only had credit for 3 years, just bought a car and all scores are mid-700s. the banker did say on our way out that if something hangs up with the app that he would put her in touch with the BRM that covers the branches (santa barbara) and that she would push it thought -because of this and other recent experience I don't agree that BRMs are useless, far from it. anyway, there you have it. they are solid biz cards imo and as I am finding out one can easily double up on all 3 inks, I am getting ready to app for a 2nd CIP and I just got a CIU and the self-referral and sub also worked for me
chase biz checking $ 300 sub. https://tinyurl.com/ybf5lt7w
