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Hey Guys,
Uncle Money here with some good news to report.
I have Key Bank's business mastercard with a $3,000 limit. Today I called up and asked if I was eligible for an increase and I'm happy to report they increased my limit by $1,000 for a total credit line of $4,000. All things considering, we need to take what we can get right now! It is great to do business with a bank that is increasing credit lines instead of decreasing them.
For those of you who aren't aware, Key Bank will grow with you. Make your payments on time and you're virtually guaranteed an increase every six months. They must have six payments before they will consider an increase.
Does anyone know of other business bank cards that don't require a personal guarantee?
- UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
I called yesterday also after having card seven months.
PIF, limited use, maybe 4 purchases of 1k each, right now 900 on 2500 limit.
Asked for CL, they wanted to know how much, I said 10K , they came back with 8700.
80 Paydex
88 Ex