Alright well let me start off with this is my first post on here. I’m currently considered a “independent contractor” with my company so I don’t pay taxes until the beginning of the year. I was told to create a business account and I’m currently looking for a business credit card for all of my business expenses. My FICO scores were all around 480 08/18 and now my scores are EX658 , EQ634 and TU 669. I have one baddie from a auto loan over 4 years ago and it’s the only negative mark on my credit. I’ve just looking for a decent credit card SL or even a charge card to cover my monthly work expenses. I ALWAYS pay my amount off in full. I make roughly around $75,000 a year as well. I’ve read a lot of articles on here and I just don’t know what card to apply for. Will Greatly appreciate any feed back or information, thank you.
I was just around those scores when I got my AMEX Gold Card ... They pulled Experian for me, but i'm in Florida not sure what they will pull for you in your state. Just letting you know ... good luck, i'm sure some of the experienced guys here will chime in soon.