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Lowes Business Rewards Amex, SL $10k

credit_is_crack
Valued Contributor

Lowes Business Rewards Amex, SL $10k

Hi All,

 

Applied for Lowes Business Rewards American Express card today (online). 

  • Approved starting line of $10,000
  • 19.49% APR (highest for this card, but I'm not worried as the plan as it only charge what I can PIF when we have projects)
  • EX 761 SP Only
  • 3 Business Amex approvals in a week - this is the last business card for a while as I'm just getting up to venturing into this space. 

7% Cash Back @ Lowes (auto 5% store discount, plus 2% per $1 spent)

3% Cash Back @ Office Supply Stores, Restaurants & Cell Phone Providers

1% Everything Else.

 

This will be the 'Lowes' card and now I'll expand its use to Office Supply Stores. Redemption can be in the form of Lowes and/or Amex gift cards so I'll be able to put any of that right back into the business Smiley Happy

7 REPLIES 7
pizza1
Community Leader
Super Contributor

Re: Lowes Business Rewards Amex, SL $10k

WOW! Congrats to you on the approval!!! Thats awesome!!

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 2 of 8
simplynoir
Community Leader
Super Contributor

Re: Lowes Business Rewards Amex, SL $10k

Congrats on another biz card approval there!

Message 3 of 8
credit_is_crack
Valued Contributor

Re: Lowes Business Rewards Amex, SL $10k

Thanks Pizza & Noir! It’s my last business app for a while and this should give me a base to work
Message 4 of 8

Re: Lowes Business Rewards Amex, SL $10k

Nice! Which cards business cards did you apply for and were they all SP?
Message 5 of 8
VoltronM
Senior Contributor

Re: Lowes Business Rewards Amex, SL $10k

Congrats on your approval and very nice SL !!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 8
credit_is_crack
Valued Contributor

Re: Lowes Business Rewards Amex, SL $10k


@HeirToTheThrone wrote:
Nice! Which cards business cards did you apply for and were they all SP?

@HeirToTheThrone (solid name btw)...

  • Amex Plum (EX SP), applied 02/2018 - approved NPSL
  • Amex Blue Business Plus (EX SP), applied 02/2018 - approved $9k
  • Chase Bonvoy Premier Plus Business VSB (EX HP), applied 02/2018 - approved $5k (auto CLI to $6.5k 30 days later)
  • Lowes Business Rewards Amex (EX SP), applied 02/2018 - approved $10k
  • Citi AAdvantage Business WMC (TU HP), applied 05/2018 - denied (too many inquiries)
  • Business Prime Amex (EX SP), applied 10/2018 - approved $10k
  • Bank of America Business Advantage Cash Reward MC (TU HP), applied 03/2019 - approved $3.5k
Message 7 of 8
woodyman100
Valued Contributor

Re: Lowes Business Rewards Amex, SL $10k


@credit_is_crack wrote:

Hi All,

 

Applied for Lowes Business Rewards American Express card today (online). 

  • Approved starting line of $10,000
  • 19.49% APR (highest for this card, but I'm not worried as the plan as it only charge what I can PIF when we have projects)
  • EX 761 SP Only
  • 3 Business Amex approvals in a week - this is the last business card for a while as I'm just getting up to venturing into this space. 

7% Cash Back @ Lowes (auto 5% store discount, plus 2% per $1 spent)

3% Cash Back @ Office Supply Stores, Restaurants & Cell Phone Providers

1% Everything Else.

 

This will be the 'Lowes' card and now I'll expand its use to Office Supply Stores. Redemption can be in the form of Lowes and/or Amex gift cards so I'll be able to put any of that right back into the business Smiley Happy


Congrats!

that APR could be higher.

DW has a 20k limit on one with a 26%apr

NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 8 of 8
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