No Pre-set spending limit. Since I own a transportation company. They might not service outside the transportation industry. I was invited to apply for universal card. They sent me invitation with a code. ( My duns number) I applied and was instantly approved then I decided to get the corp card . Took them about 3 days to approve it but since I dont have AMEX Anymore this worked out really good and there was no PG For the card.
IMO- If your not a transportation company they might not be willing to work with ya. But hopefully you might get a call from them.
LOL. The transportation industry has alot of fuel and maitiance cards out there with no PG And I pretty much have them all now I think I have a total of 8