Hi,
So I went to apply for Wells Fargo's Business LOC
There are two options:
BusinessLine Line of Credit - For business open two years or longer seeking a higher LOC
Or
Small business Advantage - For Newer Businesss Seeking a smaller LOC
Being a new business I wanted the Small Business Advantage. On the page with both of them it doesn't give you an option to select which one you want, just an "Apply Now" button.
So I clicked it thinking they would sort it out when they process my applicatio because I checked 4 times through various means and there was no link specifically for the Small Business Advantage.
After applying I get notified of a HP which was expected, but I get an email saying I applied for the BusinessLine LOC not the Small Business Advantage. So I called in immediately telling them that I was applying for the SBA not the other one asking them to move my app to that one. They said they couldn't do it and to reapply. I go on again searching, searching, searching but there is nowhere a specific app for it I try entering all my info again but not submitting and it still sends me to the wrong one.
This is really deceptive and caused a HP for no reason. I'm thinking even if I go into a branch and have them apply for the SBA (Small business Advantage) it will require another HP. What can I do?
Is there any way to get this first Inquiry removed because it was done via deceptive practices? I'm only willing to take 1 HP to get this not 2 that's ridiculous and not my fault.
https://www.wellsfargo.com/biz/business-credit/lines-of-credit/unsecured-business-line/