@GZG its a ghost card doesnt report and has a 0% balance transfer apr for 12 months - i can move perosnal balances over to the card so i lower my overall utilization on my persoanl credit report .
its been very helpful to me so far.... i got this card end of november and i havent had any issues with activating , no card blocks when i use the physical card, 2 balance transfers. im seeing a pattern here that those who are getting their cards closed are those who were having issues activating the card to begin with. I think too many people applied and this is there way to limit how much credit is out there by claiming they cant "verify your identity". I think if u applied mid december (which is when it blew up on here) you might be out of luck - from all these issues everyone else has had and now the application being taken away and cards getting closed.... this is a nightmare. I guess i wont hold my breath about keeping this card in the future but im just gonna keep using it until they take it away.
RIP
@jaxstraw but did u have activation issues when u got the card? maybe my timeline isnt correct but maybe its focused on people who were having activation issues (obviously im just guessing on the data I have)