New SP (Equifax) approval CC option (with limitations)

[cashorcharge]

There's a company called Affiniti Finance that works with Patriot Bank to provide Business Credit Cards to affiliate organizations.  Just so happens my side gig falls under their parameters.   While I wasn't asked to provide proof that my business  was tied to the affiliate partner that I applied under, they did ask my business name and other details I provided which in turn...seems logical to be aligned to the branded card offering.

They DO NOT do a HP for approvals...they do a SP on your EQ and may pull other business CBs though I am unsure.  Considering there are less and less SP Business Approval available, this may be of interest to some if your business can align to the organizations they are affiliated with.  Application was easy, after SP EQ, received word to complete identity verification and next morning $20,000 approval was in my inbox.

Might be of interest to some if....good luck

https://affiniti.finance

[Drifter73]

Nice find.

Appears to be a fintech. Those can get scary.

I may qualify for the Gov. Contractor weMC.

Let us know how things go once you get your card and complete a couple payment cycles.

You're now the official tester. 😀 😉

[GZG]

let us know if it reports to personal, congrats!!

[cashorcharge]

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@GZG wrote:

let us know if it reports to personal, congrats!!

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I did confirm beforehand that it DOES NOT report to personal CB's.  Should something not occur that way, I will update the thread

[pip3man]

I applied for the AAOA card. There is no HP on  personal report. Did not receive an instant approval but the denial email came within 2mins. SP on EQ, score listed as 673. One denial reason listed as - Low Credit Score. Will try again sometime in the future if or when I do get a score boost.

[GZG]

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@cashorcharge wrote:

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@GZG wrote:

let us know if it reports to personal, congrats!!

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I did confirm beforehand that it DOES NOT report to personal CB's.  Should something not occur that way, I will update the thread

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who did you confirm with, Patriot Bank or Affinity Finance?

[cashorcharge]

Confirmed with Affiniti....
It hasn't been long enough yet (nor has a statement generated yet) for me to say otherwise....

[GZG]

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@cashorcharge wrote:

Confirmed with Affiniti....
It hasn't been long enough yet (nor has a statement generated yet) for me to say otherwise....

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yeah they told me the same, I imagine it's not going to report, they seem to be on top of everything