New business startup

[Anonymous]

Thank you, Irish. 

Just getting a handle on different cash flow with a new business, I'd hate for business statements muddle up her personal credit. Knowing that most creditors do not post to personal will be good to not always have to watch utilization

[SouthJamaica]

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@Anonymous wrote:

Thank you, Irish. 

Just getting a handle on different cash flow with a new business, I'd hate for business statements muddle up her personal credit. Knowing that most creditors do not post to personal will be good to not always have to watch utilization

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Yes if you don't want it reporting to personal credit, then Cap One is not the one to use. 

In the beginning it suited my purpose to have the Spark card report to my personal credit, but at this stage that fact forces me to watch my balance carefully when I get close to statement dates, and therefore causes me to use the card less than I would otherwise.

[CreditJim]

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@SouthJamaica wrote:

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@Anonymous wrote:

Thank you, Irish. 

Just getting a handle on different cash flow with a new business, I'd hate for business statements muddle up her personal credit. Knowing that most creditors do not post to personal will be good to not always have to watch utilization

---

Yes if you don't want it reporting to personal credit, then Cap One is not the one to use. 

In the beginning it suited my purpose to have the Spark card report to my personal credit, but at this stage that fact forces me to watch my balance carefully when I get close to statement dates, and therefore causes me to use the card less than I would otherwise.

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I still have an old Spark card which I never use from when I first started my business. They hammer me with good 0% balance transfer checks which I would make use of a lot IF they didn't report to personal!