Offer to apply for Chase Ink Business Unlimited

[SouthJamaica]

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@Junejer wrote:

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@SouthJamaica wrote:

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@Junejer wrote:
Thanks! 🤣 I’m trying to go into the garden for a bit, but the Amex business card offers are very tempting. Might have to pull the trigger on one or two of them. 🤔

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Well the Amex Business cards have a some serious advantages.  The ability to avoid a hard pull when applying (assuming you have another Amex card), the ability to get soft pull CLI's, the ability to get CLI's period, and 2% cash back as opposed to 1.5% cash back.

But remember, you have a $7500 spend ahead of you with Chase to earn your $750 SUB. 

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Yes, all of this is very appealing. Been pre approved for Biz Plat and Gold, along with a number of personal cards--Plat, Gold and CM. Gonna hold off on the personal cards for now. The one Biz card that I haven't been pre approved for it the BBC. That one has a nice SUB that I would like.

I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.  

Only thing is I don't think the "special offer for you" is an indication that I have a greater than average chance of being approved.

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I'm sure you have a greater than average chance of being approved

It's been my favorite business card, its only drawback for me being the few situations where Amex is not accepted.

[Junejer]

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@SouthJamaica wrote:

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@Junejer wrote:

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@SouthJamaica wrote:

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@Junejer wrote:
Thanks! 🤣 I’m trying to go into the garden for a bit, but the Amex business card offers are very tempting. Might have to pull the trigger on one or two of them. 🤔

---

Well the Amex Business cards have a some serious advantages.  The ability to avoid a hard pull when applying (assuming you have another Amex card), the ability to get soft pull CLI's, the ability to get CLI's period, and 2% cash back as opposed to 1.5% cash back.

But remember, you have a $7500 spend ahead of you with Chase to earn your $750 SUB. 

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Yes, all of this is very appealing. Been pre approved for Biz Plat and Gold, along with a number of personal cards--Plat, Gold and CM. Gonna hold off on the personal cards for now. The one Biz card that I haven't been pre approved for it the BBC. That one has a nice SUB that I would like.

I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.  

Only thing is I don't think the "special offer for you" is an indication that I have a greater than average chance of being approved.

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I'm sure you have a greater than average chance of being approved

It's been my favorite business card, its only drawback for me being the few situations where Amex is not accepted.

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We'll find out soon. I made an inpulse app last night. They asked for some verification documents, so I sent them my last business statement. It's awaiting UW now...

[GApeachy]

🍿...... good luck 🤞

[Junejer]

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@GApeachy wrote:

🍿...... good luck 🤞

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Thanks @GApeachy!

[Junejer]

Heard some tapping at my office window today. Opened it and found the carrier pigeon there with my Ink Card. Yay!

[GApeachy]

Naw...that's a lucky duck in disguise.

[Junejer]

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@GApeachy wrote:

Naw...that's a lucky duck in disguise.

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Took forever to arrive.

[GApeachy]

Well, they're not known for speed 😁

But blow the doors off and show them what braaap! means. 👍

[Junejer]

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@GApeachy wrote:

Well, they're not known for speed 😁

But blow the doors off and show them what braaap! means. 👍

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I had my CFU inside of about five days or so from approval.

Oh yeah! I will.

[Thermionic_E]

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@LP007 wrote:

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@Thermionic_E wrote:

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Yes, fnbo has been an excellent choice wiht the extensive limit and zero percent interest for 18 months 

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I have FNBO on my list. Did they ask for docs/statements on the business side?

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No, but all of my information is available via d&b and fico business and both scores are in the 80-90 out of 100. I hadn't had any apps for personal in about a year either. I got the 18k I was prequalified for and the decision was instant and painless.