@Junejer congrats on both the house cleaning and the chase Ink pickup! Good luck if you decide to hit up Amex Biz as well
@Junejer wrote:
Thanks! 🤣 I’m trying to go into the garden for a bit, but the Amex business card offers are very tempting. Might have to pull the trigger on one or two of them. 🤔
Well the Amex Business cards have some serious advantages. The ability to avoid a hard pull when applying (assuming you have another Amex card), the ability to get soft pull CLI's, the ability to get CLI's period, and 2% cash back as opposed to 1.5% cash back.
But remember, you have a $7500 spend ahead of you with Chase to earn your $750 SUB.
@SouthJamaica wrote:
@Junejer wrote:
Thanks! 🤣 I’m trying to go into the garden for a bit, but the Amex business card offers are very tempting. Might have to pull the trigger on one or two of them. 🤔Well the Amex Business cards have a some serious advantages. The ability to avoid a hard pull when applying (assuming you have another Amex card), the ability to get soft pull CLI's, the ability to get CLI's period, and 2% cash back as opposed to 1.5% cash back.
But remember, you have a $7500 spend ahead of you with Chase to earn your $750 SUB.
Yes, all of this is very appealing. Been pre approved for Biz Plat and Gold, along with a number of personal cards--Plat, Gold and CM. Gonna hold off on the personal cards for now. The one Biz card that I haven't been pre approved for it the BBC. That one has a nice SUB that I would like.
I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.
Only thing is I don't think the "special offer for you" is an indication that I have a greater than average chance of being approved.
@Junejer wrote:
I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.
Lol, I messed up and "thought" I'd get the entire $500 sub with the first $5k spend...not $15k (an additional $10k/first year). So I had quit spending on that card when I spent over $5k and put more spend on another Amex Biz card. I also was concentrating on other biz cards with USB (x's 2)....so now I'm having to focus on my BBC again.
@GApeachy wrote:
@Junejer wrote:
I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.
Lol, I messed up and "thought"
I'd get the entire $500 sub with the first $5k spend...not $15k (an additional $10k/first year). So I had quit spending on that card when I spent over $5k and put more spend on another Amex Biz card. I also was concentrating on other biz cards with USB (x's 2)....so now I'm having to focus on my BBC again.
My plan would be to knock out the Chase SUB by March, then focus the rest of the year on BBC SUB. Should be easily doable for me without stretching.
@Junejer wrote:
@GApeachy wrote:
@Junejer wrote:
I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.
Lol, I messed up and "thought"
I'd get the entire $500 sub with the first $5k spend...not $15k (an additional $10k/first year). So I had quit spending on that card when I spent over $5k and put more spend on another Amex Biz card. I also was concentrating on other biz cards with USB (x's 2)....so now I'm having to focus on my BBC again.
My plan would be to knock out the Chase SUB by March, then focus the rest of the year on BBC SUB. Should be easily doable for me without stretching.
Fantastic!
I should meet mine in a couple of more months but I almost messed up and would have let that last $250 sub slip away. I did a chat with Amex a couple of weeks ago inquiring when I'd receive the sub and that's when/how I found out I didn't meet the full sub yet (only the $250)....so glad I got on chat to find out, shew!
@GApeachy wrote:
@Junejer wrote:
@GApeachy wrote:
@Junejer wrote:
I can knock that out in a couple of months. I have a regular biz spend of about $3K per month. It spikes quarterly when I prepay for a social event and get reimbursed inside of a couple of weeks. The BBC SUB spend is only $5K over six months.
Lol, I messed up and "thought"
I'd get the entire $500 sub with the first $5k spend...not $15k (an additional $10k/first year). So I had quit spending on that card when I spent over $5k and put more spend on another Amex Biz card. I also was concentrating on other biz cards with USB (x's 2)....so now I'm having to focus on my BBC again.
My plan would be to knock out the Chase SUB by March, then focus the rest of the year on BBC SUB. Should be easily doable for me without stretching.
Fantastic!
I should meet mine in a couple of more months but I almost messed up and would have let that last $250 sub slip away. I did a chat with Amex a couple of weeks ago inquiring when I'd receive the sub and that's when/how I found out I didn't meet the full sub yet (only the $250)....so glad I got on chat to find out, shew!
How much time do you have to complete the $10K?
@Junejer I have until September 2022. I have several biz cards with them and use all of them .....so I may have messed up "assuming" I met that spend. But it's more than doable, now that I know.
@GApeachyyou have plenty of time. It's a very nice SUB.