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Requesting a CLI on a brand new Amex Business Cash approved for $10k?

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Expansion
Regular Contributor

Requesting a CLI on a brand new Amex Business Cash approved for $10k?

Hey Fico Friends!

 

Today I applied for the American Express Blue Business Cash card and was approved for $10k! 

 

CELEBRATION!

 

and--the SL is much lower than I was hoping for/expecting

(First Citizens Bank just gave a SL of $20K when I applied yesterday).

 

I know the card must be "activated and in good standing prior to requesting a CLI".

 

Anyone have experience requesting a CLI on a brand new AMEX?

 

How long did you have to wait?  What did you ask for/get?  What did they pull?  Was it worth it?  Etc?

 

@JoeRockhead @SouthJamaica @URHomeInvestments @M_Smart007 @spiritcraft1 

Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: Requesting a CLI on a brand new Amex Business Cash approved for $10k?


@Expansion wrote:

Hey Fico Friends!

 

Today I applied for the American Express Blue Business Cash card and was approved for $10k! 

 

CELEBRATION!

 

and--the SL is much lower than I was hoping for/expecting

(First Citizens Bank just gave a SL of $20K when I applied yesterday).

 

I know the card must be "activated and in good standing prior to requesting a CLI".

 

Anyone have experience requesting a CLI on a brand new AMEX?

 

How long did you have to wait?  What did you ask for/get?  What did they pull?  Was it worth it?  Etc?

 

@JoeRockhead @SouthJamaica @URHomeInvestments @M_Smart007 @spiritcraft1 


Congratulations.

 

Wait 91 days, then ask for a 20k CLI.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 685 TU 691 EX 683




Message 2 of 6
Expansion
Regular Contributor

Re: Requesting a CLI on a brand new Amex Business Cash approved for $10k?

Thank you, @SouthJamaica !  I can totally do that Smiley Happy

Message 3 of 6
cashorcharge
Community Leader
Super Contributor

Re: Requesting a CLI on a brand new Amex Business Cash approved for $10k?

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 4 of 6
Expansion
Regular Contributor

Re: Requesting a CLI on a brand new Amex Business Cash approved for $10k?


@SouthJamaica wrote:

@Expansion wrote:

Hey Fico Friends!

 

Today I applied for the American Express Blue Business Cash card and was approved for $10k! 

 

CELEBRATION!

 

and--the SL is much lower than I was hoping for/expecting

(First Citizens Bank just gave a SL of $20K when I applied yesterday).

 

I know the card must be "activated and in good standing prior to requesting a CLI".

 

Anyone have experience requesting a CLI on a brand new AMEX?

 

How long did you have to wait?  What did you ask for/get?  What did they pull?  Was it worth it?  Etc?

 

@JoeRockhead @SouthJamaica @URHomeInvestments @M_Smart007 @spiritcraft1 


Congratulations.

 

Wait 91 days, then ask for a 20k CLI.


@SouthJamaica Thank you again for your wise instructions!  Clairfying question: do I wait 91 days from the approval, or 91 days from activating the card?

Message 5 of 6
SouthJamaica
Mega Contributor

Re: Requesting a CLI on a brand new Amex Business Cash approved for $10k?


@Expansion wrote:

@SouthJamaica wrote:

@Expansion wrote:

Hey Fico Friends!

 

Today I applied for the American Express Blue Business Cash card and was approved for $10k! 

 

CELEBRATION!

 

and--the SL is much lower than I was hoping for/expecting

(First Citizens Bank just gave a SL of $20K when I applied yesterday).

 

I know the card must be "activated and in good standing prior to requesting a CLI".

 

Anyone have experience requesting a CLI on a brand new AMEX?

 

How long did you have to wait?  What did you ask for/get?  What did they pull?  Was it worth it?  Etc?

 

@JoeRockhead @SouthJamaica @URHomeInvestments @M_Smart007 @spiritcraft1 


Congratulations.

 

Wait 91 days, then ask for a 20k CLI.


@SouthJamaica Thank you again for your wise instructions!  Clairfying question: do I wait 91 days from the approval, or 91 days from activating the card?


I don't really know, but I would 91 days from activation.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 685 TU 691 EX 683




Message 6 of 6
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