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SP Biz Credit Cards

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New Member

SP Biz Credit Cards

Does anybody know if there are any Business Credit Cards that does only Soft Pull instead Hard Pull? 

Message 1 of 12
11 REPLIES 11
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Established Contributor

Re: SP Biz Credit Cards

From the limited info I have searched on this forum I believe Citizens Bank is a SP on EX.

It was also suggested they pull a biz report but that was not clearly stated.

Like I said the info was sparse and vague-ish about all DP's

I actually applied yesterday morning.

No alert on any service for a report pull yet.....but it's the weekend.

Jax

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Message 2 of 12
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Senior Contributor

Re: SP Biz Credit Cards

(Edit)  Forgive me, you're talking about biz cc's.  Here I am talking biz tl's.  Good luck though!

 

The ones reporting on my biz report that don't report on personal I don't even know if they did a pull at all.  Lowe's Pros, AmazonNet55, or Dell.  I haven't seen any kind of pull personally. Never saw anything for BP Solutions or Paypal LoanBuilder too, though I didn't follow through after acceptance. (they said it wouldn't even be a sp though and it looks true)

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 3 of 12
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Senior Contributor

Re: SP Biz Credit Cards

The only one that I know of are Amex, if you're already a cardholder. 

 

SYNCH/Lowe's HP me on both BIZ and Personal side. 

 






Message 4 of 12
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Senior Contributor

Re: SP Biz Credit Cards


@Janus wrote:

The only one that I know of are Amex, if you're already a cardholder. 

 

SYNCH/Lowe's HP me on both BIZ and Personal side. 

 


Which Lowe's card?  The Pro? or the other Commercial one?

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 5 of 12
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Valued Contributor

Re: SP Biz Credit Cards


@Janus wrote:

The only one that I know of are Amex, if you're already a cardholder. 

 

SYNCH/Lowe's HP me on both BIZ and Personal side. 

 


They only hard pull you on the business side if you personally guarantee.

Its possible to get all the Synch biz cards without hard pulls if your biz credit is established.

 

(Everyone soft pulls even if they don't hard pull)

Message 6 of 12
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New Member

Re: SP Biz Credit Cards

Not interested in Synch & Amex. I'm looking for more bank centric business credit cards like Citizens.

 

Message 7 of 12
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Senior Contributor

Re: SP Biz Credit Cards

@LauraC  It was the Lowe's Pro

 

 

@Morpho  I only have two Amex Biz cards for about 4 months, so I need to PG for now. Plus I don't even know if they're reporting, they don't show up on Nav. Not sure if I should pay for a BIZ report yet or not.






Message 8 of 12
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Senior Contributor

Re: SP Biz Credit Cards


@ricerobert132 wrote:

Not interested in Synch & Amex. I'm looking for more bank centric business credit cards like Citizens.

 


I can't find anything, I've been trying.  If you do find some would you let us know?

”MY TAKE HOME PAY DON’T TAKE ME HOME”
Message 9 of 12
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Senior Contributor

Re: SP Biz Credit Cards


@jaxstraw wrote:

From the limited info I have searched on this forum I believe Citizens Bank is a SP on EX.

It was also suggested they pull a biz report but that was not clearly stated.

Like I said the info was sparse and vague-ish about all DP's

I actually applied yesterday morning.

No alert on any service for a report pull yet.....but it's the weekend.


So I'm guessing there never was a HP for this? Though I'm sure your BIZ credit is well established enough for a SP to work. 

 






Message 10 of 12
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