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When submitting an app for Sams Club Biz credit Synchrony will either grant a store card or an MC.
The applicant has no choice and is at the mercy of Synchrony's decision.
Has anyone had success with getting the MC on the first try ?
If you only want to be considered for the MC you need to go in to a store and fill out the paper app.
The advantage to this is you can also decline personal guarantee on the paper app.
@Anonymous wrote:If you only want to be considered for the MC you need to go in to a store and fill out the paper app.
The advantage to this is you can also decline personal guarantee on the paper app.
Well as many have said it's a strange process.
So last night I joined Sams Club online.
As others have pointed out there is no business membership anymore.
Just membership and you state you will use it for business, enter all that pertinent info, and apply online, pay, get a number.
Printed the app for the Sams biz MC , filled it out.
When I went to counter today the CSR had no idea there was even a biz MC.
After poking around she found it....entered my new member number, and everything I had on the paper app was filled in on the screen from my membership online last night.
Right down to EIN and Duns #.
She never even looked at my paper app.
Went through some screens....pushed apply....pending and stuck.
Phone call to Synchrony....verify phone number.....passed back and forth to 3 different UW's and was finally approved for $10k CL.
No PG of course.
Awesome, and congrats. Its one of the few no PG cards left that you don't need business financial docs to get.
Excellent work Jax! Congratulations on your new Sam's MC business credit card. Reports to Experian biz quickly.
@jaxstraw wrote:
@Anonymous wrote:
Thanks to you both for this info. I really want this card but scared to try just yet. Can I ask what are your biz scores? Also, how many cards with Synch. do y'all have? ( I have a Lowe's biz store card since March 2019)
@jaxstraw Congratulations on a no pg tl and a very nice cl!
@jaxstraw Okay, I think I have a shot at it.....gonna probably let my 4 new accts. get to six months and go for it. Thanks
@bizcredit11 wrote:Excellent work Jax! Congratulations on your new Sam's MC business credit card. Reports to Experian biz quickly.
Interesting, Synchrony biz cards don't report to personal credit bureaus?