I am thinking of applying for their business cards. Before I do - do they report to personal credit? Does anyone know what bureaus they pull? Also, can you live in any state or do you need ot be in a service area for BBVA and Suntrust? I was declined for US Bank because I am not in their service area....don't want to make the same mistake again by applying for any of these cards.
My reasearch showed Sunturst pulls EQ. I asked a rep and was told EQ is correct. Suntrust granted me a business card without even pulling my personal credit, but of course require a PG. It does not report to personal credit.
IIRC, unless you received a targeted offer or are a current customer with SunTrust or BBVA, you'd need to be within their footprint area for their products.
@601flyguy wrote: More DP on how you got in without HP? I have the biz checking
I just signed up. I actually spoke with a rep yesterday and he said they only go off of D&B, they don't check personal credit. I actually hoped they would pull my credit because I would have received a MUCH higher starting limit if it was based on my personal credit. Also, they pull EQ for personal and I was looking for business cards that pulled EQ (everyone wants EX and TR). You have to go into a branch to apply for all business products at Suntrust.
Interesting point about applying in-branch for Suntrust products. Suntrust solicited me for a personal MC even though I'm out of their normal footprint after I opened a checking account. Same for US Bank, both personal and business. BBVA didn't send me any mailers, but on my last trip down I accepted a pre-approved personal Visa card. I didn't look into their business cards, so maybe on the next trip.
