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U.S. Bank Triple Cash Rewards Card **Approval

Oops_I_Did_It_Again
Regular Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@bizcredit11 wrote:

@M_Smart007 That is a terrific approval for US Bank. Definitely congrats!

 

What kind of relationship do you have with US Bank? 

 

Thanks,

bizcredit11


I deposit about 50K per month in personal checking. I have no other bus. checking or bus. cards with them.

 

Also want to add, they did not request any kind documents whatsoever.

 


The old 50K per month deposit to a checking account trick...Smiley Wink Congrats on the approval !!

Credit Profile (May 21, 2022)
F8 EX 760 EQ 763, TU 755, F8 BC EX 777, EQ BC 770, F9 EX 764, F2 Mrtg 779
TCL: $93,600, reporting available: $82,800/$83,600
utilization: 1%, no loans, AZEO ($800/$5000)
pre-tax income 4.1K/m, housing $719.00/m, debt service $35/m, DTI 1 pct
AoOA 4Y 0M, AAoA 2Y 3M, AoYA 7M
new accounts 5/24, 2/12, 0/6, 0/3, INQs 12 months EX 1, EQ 0, TU 1

Personal Cards (13)
Bank of America CCR 16K, American Express BCE 1K/CM 15K, Synchrony PPMC 10K / Amazon 5K, GS Apple Card (MC) 4K
Citibank DoubleCash 10K, Discover IT 5K/BT 3K, Regions Cash Rewards Vsig 7K, Wells Fargo AC 6K, CapOne QS 3K/QS $500.00

Business Cards (1)
American Express BBC 10K

most desired
Penfed Gold, Chase Amazon Visa, Aspiration Zero, WF Reflect, Amex Green
BofA BankAmericard, Citibank Premier
Gardening since Nov 10/2021, till June 10/2022 (I'll be 4/24)
Message 11 of 33
MmmarkAz
Regular Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

@M_Smart007  Congrats! on your US Bank Triple Cash Rewards Approval😃 Wow

They Love You! Lol, Next Day?

I Had to Wait 3 weeks and I've had a Biz Checking Account for 10 years & Got a Measly 3k Lol

That's Great! Good Job!

Fico8s EX 751 EQ 776 TU 780
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
FNBO World 13.6k
NFCU Platinum 7.1k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 6k
US Bank Biz Cash Rewards 3k
Desert Financial CU Elan 10k
Message 12 of 33
kilroy8
Super Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

Big congrats!

 

Never heard of this card.

Message 13 of 33
GApeachy
Super Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

I am Shocked that the approval came so fast.


I am Shocked at the sl!  WSmiley SurprisedW!  (happy for you Smartie-pants Smiley Tongue )

"My Take Home Pay Don't Take Me Home"
Message 14 of 33
BearsCubsOtters
Frequent Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)(click image to enlarge)


@M_Smart007  Thank you! I have seen a few links here and there that still show the mastercard. I would prefer it as a mastercard. I would also prefer the card to NOT be portrait style.....

 

Congrats again! $30K with US Bank is ridiculous. You may want to buy a lottery ticket!

Message 15 of 33
bizcredit11
Frequent Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

@M_Smart007  Yes that explains a lot. You and US Bank are joined at the hip with your relationship.

 

I appreciate you sharing. US Bank increased my business cc automatically after 12 months. 10k to 15k.

 

bizcredit11

Message 16 of 33
FinStar
Moderator

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)(click image to enlarge)


Congrats on the Triple Cash Rewards approval + thanks for the DPs! I was wondering if it was V or MC (since I already have their biz MC from them from a while back), but I don't think it's the same product -- I'll have to reach out to them and see if it is.

 

When you mentioned " TU was locked Smiley Tongue Called in Yesterday, spoke to a very nice lady in UW, She said was able to pull CB while on the phone.", are you saying they still HP'd TU? I was under the impression they couldn't proceed unless CRs were thawed.

 

Hopefully this approval takes the sting out of closing your recent AmEx biz card. Did you close both or just the BBP?

Message 17 of 33
M_Smart007
Legendary Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@FinStar wrote:

@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)(click image to enlarge)


Congrats on the Triple Cash Rewards approval + thanks for the DPs! I was wondering if it was V or MC (since I already have their biz MC from them from a while back), but I don't think it's the same product -- I'll have to reach out to them and see if it is.

 

When you mentioned " TU was locked Smiley Tongue Called in Yesterday, spoke to a very nice lady in UW, She said was able to pull CB while on the phone.", are you saying they still HP'd TU? I was under the impression they couldn't proceed unless CRs were thawed.

 

Hopefully this approval takes the sting out of closing your recent AmEx biz card. Did you close both or just the BBP?


Hi @FinStar !

 

TU was locked on thanksgiving, when I applied (maybe one drink too many)

Realized what I had done when NO alerts came through. Logged in to TU and unlocked my report,

called in on Friday, TU was unlocked from after I goofed. Left it unlocked. Also logged in while I was on the phone with UW,

just to make 100% certain, that I would not goof again. Explained to the nice lady in UW what I did,

She confirmed Exactly what you stated "could not proceed until unlocked" I told Her proceed as it is unlocked.

 

Got the immediate alert. Somehow TU has now locked me out, and I tried with a Supervisor today to get access,

35 minutes wasted to no avail, He submitted a ticket to have it fixed. I am able to log-in to "FREE" TU and get the actual Inquiry.

 

 

Pull while locked attempt "FAIL" .. Then successful pull on the 26th.

(click image to enlarge)(click image to enlarge)(click image to enlarge)(click image to enlarge)

 

ETA: I only closed the BBP.

Message 18 of 33
FinStar
Moderator

Re: U.S. Bank Triple Cash Rewards Card **Approval

Perfect, thanks again for the DPs @M_Smart007 and enjoy your new Triple Cash Rewards 😁

Message 19 of 33
M_Smart007
Legendary Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@kilroy8 wrote:

Big congrats!

 

Never heard of this card.


@kilroy8, Thanks for the "Big congrats!"Smiley Happy

 

"Never heard of this card."

You should venture out of the Garden a little more oftenSmiley Very Happy

Message 20 of 33
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