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U.S. Bank Triple Cash Rewards Card **Approval

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Oops_I_Did_It_Again
Regular Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@bizcredit11 wrote:

@M_Smart007 That is a terrific approval for US Bank. Definitely congrats!

 

What kind of relationship do you have with US Bank? 

 

Thanks,

bizcredit11


I deposit about 50K per month in personal checking. I have no other bus. checking or bus. cards with them.

 

Also want to add, they did not request any kind documents whatsoever.

 


The old 50K per month deposit to a checking account trick...Smiley Wink Congrats on the approval !!

Credit Profile (FEB 2024)
F8 EX 767 EQ 770, TU 773, F8 BC EX 784, EQ BC 789, F9 EX 777
TCL: $124,200, reporting available: $120,995
cc utilization: 3%, auto loan: $5,456/$6850
AoOA 5Y 9M, AAoA 3Y 3M, AoYA 7M
new cc accounts 3/24, 2/12, 0/6, 0/3, INQs 12 months EX 2, EQ 1, TU 1

Personal Cards (15)
Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR, American Express BCP+CM, GS Apple Card (MC)
PenFed PC Rewards, Citibank DoubleCash, Discover IT + BT, Regions Cash Rewards, Wells Fargo AC, CapOne QS, Synchrony PPMC +
Closed (1): Synchony Amazon Prime

Business Cards (1)
American Express BBC
Message 11 of 33
MmmarkAz
Regular Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

@M_Smart007  Congrats! on your US Bank Triple Cash Rewards Approval😃 Wow

They Love You! Lol, Next Day?

I Had to Wait 3 weeks and I've had a Biz Checking Account for 10 years & Got a Measly 3k Lol

That's Great! Good Job!

Fico8s EX 798 EQ 792 TU 802
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 23.5k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
Penfed Power Cash Rewards 24k
FNBO World 13.6k
NFCU Platinum 23k
NFCU Cash Rewards 9k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 8.3k
CITI Simplicity 6.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 9.1k
Amex Hilton Honors 3.1k
Discover It 3k
Lowe's Advantage 25k.

>BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
AMEX Blue Business Plus 25k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 13k
US Bank Triple Cash Rewards 8k
Desert Financial CU Elan 20k
US Bank Platinum 25k
Message 12 of 33
kilroy8
Community Leader
Super Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

Big congrats!

 

Never heard of this card.

Message 13 of 33
GApeachy
Super Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

I am Shocked that the approval came so fast.


I am Shocked at the sl!  WSmiley SurprisedW!  (happy for you Smartie-pants Smiley Tongue )

My Take Home Pay Don't Take Me Home
Message 14 of 33
BearsCubsOtters
Frequent Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)


@M_Smart007  Thank you! I have seen a few links here and there that still show the mastercard. I would prefer it as a mastercard. I would also prefer the card to NOT be portrait style.....

 

Congrats again! $30K with US Bank is ridiculous. You may want to buy a lottery ticket!

Message 15 of 33
bizcredit11
Frequent Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval

@M_Smart007  Yes that explains a lot. You and US Bank are joined at the hip with your relationship.

 

I appreciate you sharing. US Bank increased my business cc automatically after 12 months. 10k to 15k.

 

bizcredit11

Message 16 of 33
FinStar
Moderator Emeritus

Re: U.S. Bank Triple Cash Rewards Card **Approval


@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)


Congrats on the Triple Cash Rewards approval + thanks for the DPs! I was wondering if it was V or MC (since I already have their biz MC from them from a while back), but I don't think it's the same product -- I'll have to reach out to them and see if it is.

 

When you mentioned " TU was locked Smiley Tongue Called in Yesterday, spoke to a very nice lady in UW, She said was able to pull CB while on the phone.", are you saying they still HP'd TU? I was under the impression they couldn't proceed unless CRs were thawed.

 

Hopefully this approval takes the sting out of closing your recent AmEx biz card. Did you close both or just the BBP?

Message 17 of 33
M_Smart007
Legendary Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@FinStar wrote:

@M_Smart007 wrote:

@M_Smart007 wrote:

@BearsCubsOtters wrote:

@M_Smart007 wrote:

Applied on Thanksgiving Day, TU was lockedSmiley Tongue

Called in Yesterday, spoke to a very nice lady in UW,

She said was able to pull CB while on the phone.

I asked a couple of questions, She said "Good Sign" that it was not instantly declined.

 

Congratulations XXXXX!

You are approved for the U.S. Bank Business Triple Cash Rewards Card.

Here are a few things to know about your new card:

• Your credit line is $30,000.

• Your card should arrive via U.S. Postal Service in approximately six days.

 

I do not have TU F9 score .. F8 is 804

Many new personal accts. LOL/24 & several Inqs.

 

I am Shocked that the approval came so fast.

 

 

 


Congratulations! I notice your picture indicates a mastercard Is yours a mastercard or Visa? I only see Visa available on their website now. 


Hi @BearsCubsOtters , Thanks ...

That is a good question? .. I used the apply link from nav.com

I will report back here and @ you when I find out.


@BearsCubsOtters, I called in .. and the Represenative confirmed that it is a Mastercard.

(click image to enlarge)


Congrats on the Triple Cash Rewards approval + thanks for the DPs! I was wondering if it was V or MC (since I already have their biz MC from them from a while back), but I don't think it's the same product -- I'll have to reach out to them and see if it is.

 

When you mentioned " TU was locked Smiley Tongue Called in Yesterday, spoke to a very nice lady in UW, She said was able to pull CB while on the phone.", are you saying they still HP'd TU? I was under the impression they couldn't proceed unless CRs were thawed.

 

Hopefully this approval takes the sting out of closing your recent AmEx biz card. Did you close both or just the BBP?


Hi @FinStar !

 

TU was locked on thanksgiving, when I applied (maybe one drink too many)

Realized what I had done when NO alerts came through. Logged in to TU and unlocked my report,

called in on Friday, TU was unlocked from after I goofed. Left it unlocked. Also logged in while I was on the phone with UW,

just to make 100% certain, that I would not goof again. Explained to the nice lady in UW what I did,

She confirmed Exactly what you stated "could not proceed until unlocked" I told Her proceed as it is unlocked.

 

Got the immediate alert. Somehow TU has now locked me out, and I tried with a Supervisor today to get access,

35 minutes wasted to no avail, He submitted a ticket to have it fixed. I am able to log-in to "FREE" TU and get the actual Inquiry.

 

 

Pull while locked attempt "FAIL" .. Then successful pull on the 26th.

(click image to enlarge)(click image to enlarge)

 

ETA: I only closed the BBP.

Message 18 of 33
FinStar
Moderator Emeritus

Re: U.S. Bank Triple Cash Rewards Card **Approval

Perfect, thanks again for the DPs @M_Smart007 and enjoy your new Triple Cash Rewards 😁

Message 19 of 33
M_Smart007
Legendary Contributor

Re: U.S. Bank Triple Cash Rewards Card **Approval


@kilroy8 wrote:

Big congrats!

 

Never heard of this card.


@kilroy8, Thanks for the "Big congrats!"Smiley Happy

 

"Never heard of this card."

You should venture out of the Garden a little more oftenSmiley Very Happy

Message 20 of 33
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