US Bank Business Card Approvals

[TheFIGuy]

Thank you, @mikeef for the DP's!

I know personally what it feels like to be on-hold with USB. I'm impressed with them, but their hold time/music needs work, lol.

[Rikkumz]

Anyone know if they're still handing out low starting CLs or if they have loosened up a bit?

[BearsCubsOtters]

---

@Rikkumz wrote:

Anyone know if they're still handing out low starting CLs or if they have loosened up a bit?

---

I'm not sure US Bank has ever loosened up. They seem to start most of us out at $3,000. Some lucky few get $5,000.

[Five6Two]

---

@Rikkumz wrote:

Anyone know if they're still handing out low starting CLs or if they have loosened up a bit?

---

I was approved for a $3k SL on the Business Cash Rewards Card in 04/20 and then $10k SL on the  Business Leverage Visa Signature Card in 11/20. Have not asked for CLI on either line but since I already have a $22k CL on the REI MasterCard, do not really want to poke the bear. 

[Rikkumz]

---

@audioman00 wrote:

Heard back today. Approved for $15k CLI - $20k total CL, which is what I requested. Just created a new post with DPs.

Thanks for your help @imaximous !

---

A question for everyone who got approved for this card...what was your "status" before you got confirmation of approval?

When I apped on 6/13...I got a message that my application couldn't be instantly approved and to wait however many days and so on and so forth.

When I called the automated UW line to check the status of my application this morning on 6/16 (it's only been 3 days since I apped)...I get the message "Your application was unable to be approved" and I will be receiving "documentation" within however many days.

Is that a flat out rejection or is it just too early before my application has actually been reviewed and the status changed?  Have any of you experienced the same thing?

[FinStar]

---

@Rikkumz wrote:

---

@audioman00 wrote:

Heard back today. Approved for $15k CLI - $20k total CL, which is what I requested. Just created a new post with DPs.

Thanks for your help @imaximous !

---

A question for everyone who got approved for this card...what was your "status" before you got confirmation of approval?

When I apped on 6/13...I got a message that my application couldn't be instantly approved and to wait however many days and so on and so forth.

When I called the automated UW line to check the status of my application this morning on 6/16 (it's only been 3 days since I apped)...I get the message "Your application was unable to be approved" and I will be receiving "documentation" within however many days.

Is that a flat out rejection or is it just too early before my application has actually been reviewed and the status changed?  Have any of you experienced the same thing?

---

@Rikkumz - The response would be the same as your post in the Applications section of the forums.  It means it was declined.  Options were provided on that particular topic and you can use a similar approach for your declined business application.

[Creditguymke]

US Bank  limits are ok. I have two cards with 10k limits each for the business. I still like Chase better as they give higher limits 

[Rikkumz]

---

@Creditguymke wrote:

US Bank  limits are ok. I have two cards with 10k limits each for the business. I still like Chase better as they give higher limits 

---

Were those 10K your starting limits or did you receive a CLI(s)?

[Creditguymke]

---

@Rikkumz wrote:

---

@Creditguymke wrote:

US Bank  limits are ok. I have two cards with 10k limits each for the business. I still like Chase better as they give higher limits 

---

Were those 10K your starting limits or did you receive a CLI(s)?

---

They were starting limits 

[AzCreditGuy]

Whats the best way to app with them? Online or phone? If low SCL, on the same day should UW be called for manual review?