US Bank Leverage Business Visa Signature Approval

[randomguy1]

Hey all, just wanted to share a data point for US Bank Business. It is possible they aren't as strict with this as they are their personal cards.

I was applied at the beginning of the week and it took about 5 business days to approve. Happy to have a new business card with a $750 SUB.

Pulled Experian - Located in TX

New accounts: 5/24, 2/12, 2/6

Inquiries: 11 (11/12, 6/12)

Credit limit: $3000

APR: Unknown

[AllZero]

Congratulations on your approval!

[M_Smart007]

@randomguy1, Congratulations on your approval! ...

[blindambition]

Congrats on the approval!!!

[MudkipsRKooL]

Hi, was it a HP inquiry for your personal credit? also what papers did you have to prove? any ein/d&b papers?

[MyFault]

Congrats on your approval!

[randomguy1]

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@MudkipsRKooL wrote:

Hi, was it a HP inquiry for your personal credit? also what papers did you have to prove? any ein/d&b papers?

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Hi,

Yes, personal credit. I provided my EIN on the online app because because it was asked for but they also ask for your SSN. I did not have to provide any papers or any documentation after the initial online credit application. I applied as a sole propietorship btw.

[Credit4Growth]

Congratulations 👏 and thank you for the details provided!

[alexgold9393]

As far as I understand the min limit for a signature card is $5k, is that not the case for business cards? 

[randomguy1]

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@alexgold9393 wrote:

As far as I understand the min limit for a signature card is $5k, is that not the case for business cards? 

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I don't believe that is a hard and fast rule. The card is a signature.